605 Sunnyridge Ln, Loretto, MN 55357 Property Records

Hennepin County property record for 605 Sunnyridge Ln, Loretto, MN 55357

Property Summary

Property Type	Townhouse
Details	2 bd · 1.75 ba · 1,286 sqft · built 1999
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$130,522 (Sep 1999)
Tax Bill	$3,888 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-118-23-42-0109`

Property Details

APN / Parcel Number

Primary APN	`06-118-23-42-0109`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,286 sqft Living Area
Gross Area	1,770 sqft
1st Floor Area	1,286 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Townhouse
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	37 ft deep x 79 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	484 sqft
Porch	Open Porch
Porch Area	142 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	605 SUNNYRIDGE LN
City	LORETTO
State	MN
Zip	55357-2117
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 002 BLOCK 002 A HIGHLANDS OF LORETTO TOWNHOMES 2ND N 79 X 37
Legal Range	23
Legal Township	118
Legal Section	06
Legal Quarter	42
Legal Subdivision	HIGHLANDS OF LORETTO TOWNHOMES 2ND
Legal Block	2
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	LORETTO
Census Block Group	3
Census Block	3002
Census Tract	27101

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	605 SUNNYRIDGE LN, LORETTO, MN 55357-2117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Deed of Trust, Mortgage · FHA Mortgage MUTUAL/OMAHA MTG LLC
Oct 19, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 1999 · Amount on Record
Deed Sale	Sep 22, 1999 · Amount on Record
Deed Document Number	1999713702
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	605 SUNNYRIDGE LN, LORETTO, MN 55357-2117
Document Number	0010879302
Instrument Date	Oct 19, 2020
Transaction Type	Mortgage
Record Updated	Jan 6, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 SUNNYRIDGE LN LORETTO MN 553572117, LORETTO, MN 55357-2117

Mortgage

Document Number	0010879302
Date	Dec 2, 2020
Instrument	10879302

Lender

Name	MUTUAL/OMAHA MTG LLC
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	948 Months
Due	Dec 1, 2099

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	605 SUNNYRIDGE LN, LORETTO, MN 55357-2117
Document Number	0010879303
Instrument Date	Oct 19, 2020
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 SUNNYRIDGE LN LORETTO MN 553572117, LORETTO, MN 55357-2117

Mortgage

Document Number	0010879303
Date	Dec 2, 2020
Instrument	10879303

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	948 Months
Due	Dec 1, 2099

Interest

Rate Type	Adjustable Rate
Rate	2.72%

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Loretto City
Unified School District	Delano Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,888.00 (+9.8%)	$274,100 (+3.83%) Land $33,000 Building $241,100	$274,100 (+3.83%) Land $33,000 Building $241,100
2023	$3,541.00 Homeowner's exemption
2022		$264,000 Land $38,000 Building $226,000	$264,000 Land $38,000 Building $226,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Loretto serves 637 people · EPA ID MN1270019
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xtratyme Technologies.

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