605 Stonegate Ct, Sergeant Bluff, IA 51054 Property Records

Woodbury County property record for 605 Stonegate Ct, Sergeant Bluff, IA 51054

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,828 sqft · built 1997
Lot Size	0.41 acres (17,850 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Jun 2010)
Tax Bill	$6,318 (2025)
Deeds & Mortgages	Jun 2019 Refinance Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`884731404008`

Property Details

APN / Parcel Number

Primary APN	`884731404008`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,828 sqft Living Area
1st Floor Area	1,492 sqft
Basement Area	1,828 sqft
Finished Basement	1,536 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,850 sqft (0.41 acres)
Lot Dimensions	170 ft deep x 160 ft wide
Garage Type	Attached
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	132 sqft
Patio Area	290 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	605 STONEGATE CT
City	SERGEANT BLUFF
State	IA
Zip	51054-8913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN OF SGT BLUFF PRAIRIE VIEW 1ST ADDN BLK 3 LOT 11
Legal Subdivision	PRAIRIE VIEW FIRST ADDITION
Legal Block	3
Legal Lot Number	11
Jurisdiction	WOODBURY IA
Township / Civil Division	WOODBURY
Census Block Group	3
Census Block	3016
Census Tract	3301

Owner

Source: Woodbury County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	605 STONEGATE CT, SERGEANT BLUFF, IA 51054-8913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHWEST BANK
Apr 14, 2020	Deed of Trust, Mortgage · Conventional with PMI NORTHWEST BK
Jan 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2010 · Amount on Record
Deed Sale	Jun 11, 2010 · Amount on Record
Deed Document Number	201016205
Deed Book / Page	710 / 3581
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	605 STONEGATE CT, SERGEANT BLUFF, IA 51054-8913
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013812
Date	Jun 26, 2019
Instrument	2019-13812

Lender

Name	NORTHWEST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2034

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	605 STONEGATE CT, SERGEANT BLUFF, IA 51054-8913
Document Number	0000004629
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	Apr 8, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	605 STONEGATE CT SERGEANT BLUFF IA 510548913, SERGEANT BLUFF, IA 51054-8913

Mortgage

Document Number	0000004629
Date	Apr 20, 2020
Instrument	4629

Lender

Name	NORTHWEST BK
Type	Bank
Address	SPENCER, IA 51301-3821

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Apr 19, 2035

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	605 STONEGATE CT, SERGEANT BLUFF, IA 51054-8913
Document Number	0000008712
Book / Page	000751 / 004364
Instrument Date	Jan 23, 2017
Transaction Type	Mortgage
Record Updated	Feb 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	605 STONEGATE CT SERGEANT BLUFF IA 510548913, SERGEANT BLUFF, IA 51054-8913

Mortgage

Document Number	0000008712
Date	Jan 27, 2017
Book Page	000751/004364
Instrument	8712

Lender

Name	NORTHWEST BK
Type	Bank
Address	SPENCER, IA 51301-3821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 26, 2032

Tax Assessment & Valuation

Source: Woodbury County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sergeant Bluff City
Unified School District	Sergeant Bluff-Luton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,318.00 (+6.4%) Homeowner's exemption	$440,140 (+8.01%) Land $49,570 Building $390,570	$440,140 (+8.01%) Land $49,570 Building $390,570
2023	$5,938.00 (+2.45%) Homeowner's exemption	$407,510 Land $40,220 Building $367,290	$407,510 Land $40,220 Building $367,290
2022	$5,796.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SERGEANT BLUFF WATER SUPPLY serves 5,015 people · EPA ID IA9774033
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Fiber · Cable in parts of the area	1,000 / 1,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	300 / 75

May also be available: ImOn Communications, Verizon.

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