605 Stapp Rd, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 605 Stapp Rd, Boulder Creek, CA 95006

Property Summary

Property Type	Recreational Vacant Land
Details	3 bd · 2.5 ba · 2,744 sqft · built 1978
Lot Size	5.1 acres (222,200 sqft)
Owner	Individual Name on Record
Last Sale	$1,275,000 (May 2024)
Tax Bill	$15,214 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`087-131-13`

Property Details

APN / Parcel Number

Primary APN	`087-131-13`
Alternative APN	`087-131-13-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,744 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2011
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	222,200 sqft
Terrain	Steep
View / Lot	Mountain
Garage Type	Carport
Garage Area	564 sqft
Carport	Carport
Carport Area	564 sqft
Parking Spaces	2 Parking Spaces
Deck Area	1,552 sqft
Patio Area	1,552 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	605 STAPP RD
City	BOULDER CREEK
State	CA
Zip	95006-8533
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	SU
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	1
Census Block	1010
Census Tract	120500

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	605 STAPP RD, BOULDER CREEK, CA 95006-8533
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 7, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2024 · Amount on Record
Deed Sale	May 22, 2024 · Amount on Record
Prior Sale	Dec 7, 2020 · Amount on Record
Deed Document Number	20249620
Prior Transfer Date	Oct 1, 2012
Prior Transfer Doc	0000051316
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	605 STAPP RD, BOULDER CREEK, CA 95006-8533
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	UNKNOWN, DOMA ESCROW SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 STAPP RD, BOULDER CREEK, CA 95006-8533

Mortgage

Document Number	0000022109
Date	Oct 16, 2025
Instrument	2025-0022109

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 7, 2020
Property Address	605 STAPP RD, BOULDER CREEK, CA 95006-8533
Document Number	0000052482
Instrument Date	Nov 30, 2020
Instrument	2020-0052482
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	605 STAPP RD, BOULDER CREEK, CA 95006-8533

Mortgage

Document Number	0000052483
Date	Dec 7, 2020
Instrument	2020-0052483

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,301,851 (+0.1%) Land $781,651 Building $520,200
2025	$15,214.00 (+6.42%)	$1,300,500 (+8.13%) Land $790,500 Building $510,000
2023	$14,296.00 (+2.39%) Homeowner's exemption	$1,202,702 Land $757,411 Building $445,291	$1,129,590
2022	$13,962.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (2016–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Surfnet Communications, Verizon.

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