605 Spring Manor, O Fallon, MO 63368 Property Records

St. Charles County property record for 605 Spring Manor, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,203 sqft · built 2011
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Aug 2021)
Tax Bill	$3,658 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T082000729`

Property Details

APN / Parcel Number

Primary APN	`T082000729`
Alternative APN	`4-0036-A429-00-072E.0000000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,203 sqft Living Area
Gross Area	2,672 sqft
1st Floor Area	904 sqft
Basement Area	684 sqft
Finished Basement	615 sqft
Unfinished Basement	69 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	36 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T082000729
Street Address	605 SPRING MNR
City	O FALLON
State	MO
Zip	63368-7460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT SPRINGHURST #6 LOT 72E
Legal Subdivision	VLGS AT SPRINGHURST #6
Legal Lot Number	72E
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1008
Census Tract	312207

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	605 SPRING MNR, O FALLON, MO 63368-7460
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 2, 2021	Warranty Deed, Transfer · Conventional Mortgage SCOTT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2021 · Amount on Record
Deed Sale	Aug 2, 2021 · Amount on Record
Prior Sale	Mar 25, 2016 · Amount on Record
Deed Document Number	202164604
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	605 SPRING MNR, O FALLON, MO 63368-7460
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 SPRING MNR, O FALLON, MO 63368-7460

Mortgage

Document Number	0000042370
Date	Sep 25, 2025
Instrument	2025R-042370

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 25, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 2, 2021
Property Address	605 SPRING MNR, O FALLON, MO 63368-7460
Document Number	2021R064604
Map Reference	MB 45 PG 25
Instrument Date	Jul 27, 2021
Instrument	2021R-064604
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	UST

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13311 NE 173RD ST, 13311, WOODINVILLE, WA 98072-7088

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 SPRING MNR, O FALLON, MO 63368-7460

Mortgage

Document Number	2021R064605
Date	Aug 2, 2021
Instrument	2021R-064605

Lender

Name	SCOTT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,898 (-)	$288,935 (-) Land $60,000 Building $228,935
2025	$3,658.00	$54,898 (+11.2%)	$288,935 (+11.2%) Land $60,000 Building $228,935
2023		$49,370
2022			$259,843 Land $50,000 Building $209,843

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Brightspeed Fiber	940 / 940
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Gateway Fiber.

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