605 Simpson Rd, Indian Trail, NC 28079 Property Records

Union County property record for 605 Simpson Rd, Indian Trail, NC 28079

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1982
Lot Size	4.59 acres (199,940 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Aug 2018)
Tax Bill	$3,247 (2025)
Deeds & Mortgages	Aug 2018 Sale Aug 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`08-228-004`

Property Details

APN / Parcel Number

Primary APN	`08-228-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	2,320 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Roof Type	Gable
Lot Area	199,940 sqft (4.59 acres)
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	605 SIMPSON RD
City	INDIAN TRAIL
State	NC
Zip	28079-9753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 FAIR
Legal Description	TRACT B OPCO208
Legal Tract	B
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	2
Census Block	2007
Census Tract	20204

Owner

605 Simpson Rd is owned and occupied by an individual who bought it in August 2018.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	605 SIMPSON RD, INDIAN TRAIL, NC 28079-9753
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Aug 2, 2018	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2018 · Amount on File
Deed Sale	Aug 8, 2018 · Amount on File
Prior Sale	Aug 2, 2018 · Amount on File
Deed Document Number	201822295
Deed Book / Page	7212 / 652
Prior Transfer Date	Oct 4, 1996
Prior Transfer Doc	0910000014
Record Updated	Oct 29, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 8, 2018
Property Address	605 SIMPSON RD, INDIAN TRAIL, NC 28079-9753
Document Number	7212652
Book / Page	007212 / 000652
Instrument Date	Aug 6, 2018
Instrument	22295
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$200.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 SIMPSON RD INDIAN TRAIL NC 280799753, INDIAN TRAIL, NC 28079-9753

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 2, 2018
Property Address	605 SIMPSON RD, INDIAN TRAIL, NC 28079-9753
Document Number	0007208697
Book / Page	7208 / 697
Map Reference	CAB O FILE 208
Instrument Date	Jul 24, 2018
Instrument	0021588
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	FIRST AMERICAN MORTGAGE SOLU

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 SIMPSON RD, INDIAN TRAIL, NC 28079-9753

Mortgage

Document Number	0000021589
Date	Aug 2, 2018
Instrument	0021589

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 605 Simpson Rd was $3,247.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Fairview Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$635,800 (-) Land $173,100 Building $462,700	$635,800 (-) Land $173,100 Building $462,700
2025	$3,247.00	$635,800 Land $173,100 Building $462,700	$635,800 Land $173,100 Building $462,700
2023	$591.00	$89,900 Land $59,900 Building $30,000	$89,900 Land $59,900 Building $30,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 605 Simpson Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2015–2018)
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 605 Simpson Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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