605 Saint Augustine South Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 605 Saint Augustine South Dr, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,036 sqft · built 1978
Lot Size	0.46 acres (20,037 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Dec 2020)
Tax Bill	$3,846 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`228620-0000`

Property Details

APN / Parcel Number

Primary APN	`228620-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,036 sqft Living Area
1st Floor Area	1,568 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1998
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	20,037 sqft (0.46 acres)
Lot Width	200 ft Width
Garage Area	400 sqft

Exterior Amenities

Pool Area	416 sqft
Porch	Finished/Open Porch
Porch Area	28 sqft
Deck Area	144 sqft
Patio Area	404 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	605 SAINT AUGUSTINE SOUTH DR
City	SAINT AUGUSTINE
State	FL
Zip	32086-6211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	8-37 ST AUG SOUTH UT 5 LOTS 1331 1332 1372 1373 & 1374 OR5139/118
Legal Range	30E
Legal Township	07S
Legal Section	31
Legal Subdivision	ST. AUGUSTINE SOUTH UNIT 5
Legal Block	1
Legal Lot Number	1331
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1053
Census Tract	21302

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	605 SAINT AUGUSTINE SOUTH DR, SAINT AUGUSTINE, FL 32086-6211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2020 · Amount on Record
Deed Sale	Dec 30, 2020 · Amount on Record
Deed Document Number	2020119795
Deed Book / Page	5139 / 118
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 30, 2020
Property Address	605 SAINT AUGUSTINE SOUTH DR, SAINT AUGUSTINE, FL 32086-6211
Document Number	0051390118
Book / Page	005139 / 000118
Instrument Date	Dec 29, 2020
Instrument	119795
Transaction Type	Transfer
Record Updated	Jan 13, 2021
Title Company	LAND TITLE/AMERICA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,415.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	605 SAINT AUGUSTINE SOUTH DR ST AUGUSTINE FL 320866211, ST AUGUSTINE, FL 32086-6211

Mortgage

Document Number	51390120
Date	Dec 30, 2020
Book Page	005139/000120
Instrument	119796

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$304,218 (+2.7%)	$503,375 (-2.45%) Land $262,200 Building $241,175
2025	$3,846.00 (+12.62%) Homeowner's exemption	$296,220 (+2.9%)	$516,017 (+4.88%) Land $267,600 Building $248,417
2024	$3,415.00 (+2.06%) Homeowner's exemption	$287,872 (+3%)	$491,986 (-1.9%) Land $267,600 Building $224,386
2023	$3,346.00 (+3.02%) Homeowner's exemption	$279,487 (+3%)	$501,500 (+24.42%) Land $267,600 Building $233,900
2022	$3,248.00 Homeowner's exemption	$271,347	$403,060 Land $179,200 Building $223,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	52 (1981–2019)
Claims Outside the SFHA	17 of 52
Most Recent Claim	Oct 2019 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 9 claims Hurricane Matthew, Oct 2016 · 13 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20