605 S Main St, Lancaster, SC 29720 Property Records

Lancaster County property record for 605 S Main St, Lancaster, SC 29720

Property Summary

Property TypeRestaurant
Details2,814 sqft · built 1940
Lot Size57 acres (2,482,920 sqft)
Owner2 Individual Names on Record
Tax Bill$2,306 (2024)
Deeds & MortgagesMar 2026 Mortgage
Feb 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0081A-0P-004.00

Property Details

APN / Parcel Number

Primary APN0081A-0P-004.00
Alternative APN
  • 12663

Interior

Stories1 Story
Building Area2,814 sqft Total Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1978
Exterior MaterialBrick
Construction TypeWood
Roof TypeFlat
Roof MaterialComposition Shingle
Lot Area2,482,920 sqft (57 acres)
Lot Width57 ft Width

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number12663
Street Address605 S MAIN ST
CityLANCASTER
StateSC
Zip29720-3623
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Local Zoning CodeCITY
Legal Description70X106X45.6X110
Legal SubdivisionPROPERTY OF THE CATAWBA OIL CO
JurisdictionLANCASTER SC
Township / Civil DivisionLANCASTER
Census Block Group3
Census Block3016
Census Tract10700

Owner

Source: Lancaster County records, as of March 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address401 W CHURCH ST, KERSHAW, SC 29067-1225
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2026Deed of Trust, Mortgage · SBA Mortgage
DOGWOOD STATE BANK
Feb 26, 2026Warranty Deed, Transfer · SBA Mortgage
DOGWOOD STATE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateFeb 28, 2025
Transfer Doc0000009588
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER SC
Property Address605 S MAIN ST, LANCASTER, SC 29720-3623
Transaction TypeMortgage
Record UpdatedMar 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 S MAIN ST, LANCASTER, SC 29720-3623

Mortgage

Document Number0000003564
DateMar 17, 2026
Book Page5542/198
Instrument2026003564
Lender
NameDOGWOOD STATE BANK
TypeBank
Address10130 MALLARD CREEK RD # 2-232, CHARLOTTE, NC 28262
Agreement
TypeSBA Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANCASTER SC
Recording DateFeb 26, 2026
Property Address605 S MAIN ST, LANCASTER, SC 29720-3623
Document Number0000002598
Book / Page2027 / 199
Map ReferenceMB 9 PG 72
Instrument DateFeb 25, 2026
Instrument2026002598
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$910.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address401 W CHURCH ST, KERSHAW, SC 29067-1225

Transferred To (Grantee/Buyer)

NameVerified Name
Address303 CHARLOTTE AVE, ROCK HILL, SC 29730-4146

Mortgage

Document Number0000002599
DateFeb 26, 2026
Instrument2026002599
Lender
NameDOGWOOD STATE BANK
TypeBank
Agreement
TypeSBA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyLancaster County
MunicipalityLancaster City
Unified School DistrictLancaster County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,682 (+7.86%) Land $1,128 Building $4,554$94,700 (+7.86%) Land $18,800 Building $75,900
2024$2,306.00 (-1.83%)$5,268 (-) Land $1,128 Building $4,140$87,800 (-) Land $18,800 Building $69,000
2023$2,349.00$5,268 Land $1,128 Building $4,140$87,800 Land $18,800 Building $69,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LANCASTER
serves 14,074 people · EPA ID SC2910001
Water SourcePurchased surface water from LANCASTER COUNTY W&SD
Last State InspectionSep 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Comporium
Cable
1,000 / 100
Verizon
Fixed Wireless
300 / 20

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