605 S Chicago Ave, Champaign, IL 61821 Property Records

Champaign County property record for 605 S Chicago Ave, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,164 sqft · built 1918
Lot Size	0.155 acres (6,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Jul 2026)
Tax Bill	$5,787 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`43-20-14-211-009`

Property Details

APN / Parcel Number

Primary APN	`43-20-14-211-009`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,164 sqft Building Perimeter
1st Floor Area	1,164 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	6,731 sqft (0.155 acres)
Garage Area	294 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Deck Area	175 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	605 S CHICAGO AVE
City	CHAMPAIGN
State	IL
Zip	61821-3949
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 37 WESTERN SUMMIT ADD
Legal Range	08E
Legal Township	19N
Legal Section	14
Legal Subdivision	WESTERN SUMMIT ADD
Legal Lot Number	37
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	3
Census Block	3036
Census Tract	1100

Owner

Source: Champaign County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	605 S CHICAGO AVE, CHAMPAIGN, IL 61821-3949
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Apr 20, 2022	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Jul 7, 2020	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2026 · Amount on Record
Deed Sale	Jul 14, 2026 · Amount on Record
Prior Sale	Apr 20, 2022 · Amount on Record
Deed Document Number	202610840
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 14, 2026
Property Address	605 S CHICAGO AVE, CHAMPAIGN, IL 61821-3949
Document Number	0000010840
Instrument Date	Jul 8, 2026
Instrument	202610840
Transaction Type	Transfer
Record Updated	Aug 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39,390.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	605 S CHICAGO AVE, CHAMPAIGN, IL 61821-3949
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010841,
Date	Jul 14, 2026
Instrument	202610841

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.5%
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 20, 2022
Property Address	605 S CHICAGO AVE, CHAMPAIGN, IL 61821-3949
Document Number	0000006986
Map Reference	MB EPG 4
Instrument Date	Apr 11, 2022
Instrument	2022R06986
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$198.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Living Trust
Address	605 S CHICAGO AVE, CHAMPAIGN, IL 61821-3949

Mortgage

Document Number	0000006987
Date	Apr 20, 2022
Instrument	2022R06987

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 7, 2020
Property Address	605 S CHICAGO AVE, CHAMPAIGN, IL 61821-3949
Document Number	0000012559
Map Reference	MB E PG 4
Instrument Date	Jun 19, 2020
Instrument	2020R12559
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	801 DODDS DR, CHAMPAIGN, IL 61820-6807

Mortgage

Document Number	0000012560
Date	Jul 7, 2020
Instrument	2020R12560

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,787.00 (+9.29%)	$74,870 (+33.53%) Land $27,320 Building $47,550	$224,610 (+33.53%) Land $81,960 Building $142,650
2024	$5,295.00 (+2.7%)
2022	$5,156.00	$56,070 Land $20,460 Building $35,610	$168,210 Land $61,380 Building $106,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, Pavlov Media.

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