605 S Central St, Centralia, MO 65240 Property Records

Boone County property record for 605 S Central St, Centralia, MO 65240

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 876 sqft · built 1960
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on Record
Last Sale	$255,252 (Mar 2026)
Tax Bill	$702 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-511-00-06-035-00`

Property Details

APN / Parcel Number

Primary APN	`04-511-00-06-035-00`
Alternative APN	`04-511-00-06-035.00 01`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	876 sqft Living Area
1st Floor Area	876 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Other
Exterior Material	Wood
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Deck Area	140 sqft
Balcony Area	320 sqft
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	605 S CENTRAL ST
City	CENTRALIA
State	MO
Zip	65240-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LYNHURST ADD BLK E S1/2 LOT 2 & S 5' OF N 1/2 LOT 2 & ALL LOT 3
Legal Range	11W
Legal Township	51N
Legal Section	15
Legal Subdivision	LYNHURST ADD
Legal Block	C93
Legal Lot Number	2
Jurisdiction	BOONE MO
Township / Civil Division	CENTRALIA
Census Block Group	3
Census Block	3011
Census Tract	2000

Owner

Source: Boone County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	605 S CENTRAL ST, CENTRALIA, MO 65240-1616
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING
Mar 19, 2026	Special Warranty Deed, Transfer · USDA Mortgage NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2026 · Amount on Record
Deed Sale	Mar 19, 2026 · Amount on Record
Deed Document Number	20264844
Deed Book / Page	6125 / 35
Prior Transfer Date	Jan 17, 2011
Prior Transfer Doc	0000001252
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Recording Date	Jul 13, 2026
Property Address	605 S CENTRAL ST, CENTRALIA, MO 65240-1616
Document Number	0000013010
Book / Page	6179 / 34
Instrument Date	Jul 13, 2026
Instrument	202613010
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013010,
Date	Jul 13, 2026
Book Page	6179/34
Instrument	202613010

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

March 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Mar 19, 2026
Property Address	605 S CENTRAL ST, CENTRALIA, MO 65240-1616
Document Number	0000004844
Book / Page	6125 / 35
Map Reference	MB 2 PG 25
Instrument Date	Mar 12, 2026
Instrument	2026004844
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11259 AUDRAIN ROAD 906, CENTRALIA, MO 65240-6336

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 S CENTRAL ST, CENTRALIA, MO 65240-1616

Mortgage

Document Number	0000004845
Date	Mar 19, 2026
Instrument	2026004845

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Centralia City
Unified School District	Centralia R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,400 (-) Land $1,406 Building $9,994
2025	$702.00	$11,400 (+14.5%) Land $1,406 Building $9,994	$60,000 (+14.5%) Land $7,400 Building $52,600
2023		$9,956 Land $1,406 Building $8,550	$52,400 Land $7,400 Building $45,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA PWS serves 4,027 people · EPA ID MO3010152
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Kingdom Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: FireServe, T-Mobile.

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