Polk County property record for 605 S Carpenter Ave, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 866 sqft · built 1944 |
| Lot Size | 0.144 acres (6,273 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $47,700 (Apr 2016) |
| Tax Bill | $468 (2025) |
| Deeds & Mortgages | May 2025 Line of Credit May 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-30-07-400500-000010 |
| Primary APN | 25-30-07-400500-000010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 866 sqft Living Area |
| 1st Floor Area | 866 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 6,273 sqft (0.144 acres) |
| View / Lot | Commercial/Industrial |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 417 sqft |
| Shed | 1 Shed |
| Street Address | 605 S CARPENTER AVE |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-4510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | WEARS DAN F SUB PB 8 PG 33 S6/7 T30 R25 LOT 1 |
| Legal Range | 25E |
| Legal Township | 30S |
| Legal Section | 07 |
| Legal Subdivision | WEARS DAN F SUBDIVISION |
| Legal Tract | 400500 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 15102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the South Bartow Residential District listed 1993 · 204 contributing resources · NRIS 93000394 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 605 S CARPENTER AVE, BARTOW, FL 33830-4510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2025 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| May 11, 2022 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2016 · Amount on Record |
| Deed Sale | Apr 7, 2016 · Amount on Record |
| Prior Sale | Mar 28, 2016 · Amount on Record |
| Deed Document Number | 201661621 |
| Deed Book / Page | 9789 / 2225 |
| Prior Transfer Date | Aug 7, 2007 |
| Prior Transfer Doc | 0000166641 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 605 S CARPENTER AVE, BARTOW, FL 33830-4510 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000105096 |
|---|---|
| Date | May 6, 2025 |
| Book Page | 13535/1069 |
| Instrument | 2025105096 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Apr 25, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 605 S CARPENTER AVE, BARTOW, FL 33830-4510 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6055 CARPENTER AVE, BARTOW, FL 33830 |
| Document Number | 0000128517 |
|---|---|
| Date | May 11, 2022 |
| Book Page | 12248/733 |
| Instrument | 2022128517 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 25, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $53,873 (+2.7%) | $168,772 (-2.6%) Land $20,384 Building $148,388 | |
| 2025 | $468.00 (-37.27%) Homeowner's exemption | $52,457 (+5.99%) | $173,271 (+12.46%) Land $20,384 Building $152,887 |
| 2023 | $746.00 (+25.38%) Homeowner's exemption | $49,494 (+3%) | $154,076 (+20.31%) Land $9,408 Building $144,668 |
| 2022 | $595.00 Homeowner's exemption | $48,052 | $128,063 Land $7,840 Building $120,223 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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