605 Rose St, Waco, TX 76704 Property Records

McLennan County property record for 605 Rose St, Waco, TX 76704

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,108 sqft · built 1930
Lot Size	0.144 acres (6,250 sqft)
Owner	Individual Name on File
Tax Bill	$764 (2025)
Deeds & Mortgages	Jul 2018 Loan Modification
Flood Zone	Zone X (moderate risk)
APN	`48-042000-007900-9`

Property Details

APN / Parcel Number

Primary APN	`48-042000-007900-9`
Alternative APNs	`4804200000790090111` `193909`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,108 sqft Living Area
1st Floor Area	1,108 sqft
Flooring	Carpet

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1963
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Driveway	Concrete Driveway
Driveway Area	840 sqft
Porch	Open Porch
Porch Area	90 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Space Heater

Location & Zoning

Street Address	605 ROSE ST
City	WACO
State	TX
Zip	76704-2261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3D
Legal Description	TURNER-CLTN-TURNER LOT 13 BLOCK 8 ACRES .1435
Legal Subdivision	TURNER-CLTN-TURNER
Legal Block	8
Legal Lot Number	13
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1000
Census Tract	1500

Owner

605 Rose St is owned by an individual who acquired it in December 2008.

Source: McLennan County records, as of September 2, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 8751, WACO, TX 76714-8751
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2008
Deed Sale	Dec 18, 2008
Prior Sale	Oct 8, 2008
Deed Document Number	200840231
Prior Transfer Date	Oct 10, 2006
Prior Transfer Doc	0000038384
Record Updated	Oct 29, 2026

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	605 ROSE ST, WACO, TX 76704-2261
Document Number	0000024644
Instrument Date	Jul 1, 2018
Transaction Type	Mortgage
Record Updated	Aug 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 874 WACO TX 767030874, WACO, TX 76703-0874

Mortgage

Document Number	0000024644
Date	Jul 17, 2018
Instrument	24644

Lender

Name	COMMUNITY BK
Type	Bank
Address	WACO, TX 76703-2303

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jul 16, 2023

Interest

Rate	6.75%

Tax Assessment & Valuation

The 2025 property tax bill for 605 Rose St was $764, down 0.3% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,000 (-) Land $11,560 Building $22,440	$34,000 (-) Land $11,560 Building $22,440
2025	$764.00 (-0.26%)	$34,000 Land $11,560 Building $22,440	$34,000 Land $11,560 Building $22,440
2024	$766.00
2023		$34,000 Land $5,448 Building $28,552	$34,000 Land $5,448 Building $28,552
2022	$762.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 605 Rose St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 605 Rose St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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