605 Rock St, Lancaster, SC 29720 Property Records

Lancaster County property record for 605 Rock St, Lancaster, SC 29720

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,242 sqft · built 1968
Lot Size0.307 acres (13,359 sqft)
Owner2 Individual Names on Record
Last Sale$199,900 (Sep 2022)
Tax Bill$1,502 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0081B-0D-005.00

Property Details

APN / Parcel Number

Primary APN0081B-0D-005.00
Alternative APN
  • 12759

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,242 sqft Living Area
Gross Area1,566 sqft
FlooringWood

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Construction TypeWood
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,359 sqft (0.307 acres)
Lot Width80.8 ft Width
Garage TypeCarport
Garage Area268 sqft
CarportCarport
Carport Area268 sqft
PorchPorch
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number12759
Street Address605 ROCK ST
CityLANCASTER
StateSC
Zip29720-2730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal Description80X160.1X80X160
Legal SubdivisionSURVEYED FOR LYNNETTE PATTERSON
JurisdictionLANCASTER SC
Township / Civil DivisionLANCASTER
Census Block Group2
Census Block2038
Census Tract10700

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address605 ROCK ST, LANCASTER, SC 29720-2730
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2022Deed, Transfer · FHA Mortgage
MOVEMENT MORTGAGE
Oct 15, 2020Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC
May 22, 2018Deed, Transfer · FHA Mortgage
CBC NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 2, 2022 · Amount on Record
Deed SaleSep 2, 2022 · Amount on Record
Prior SaleMay 22, 2018 · Amount on Record
Deed Document Number202214327
Deed Book / Page1585 / 59
Record UpdatedOct 29, 2026

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionLANCASTER SC
Recording DateSep 2, 2022
Property Address605 ROCK ST, LANCASTER, SC 29720-2730
Document Number0000014327
Book / Page1585 / 59
Map ReferenceMB 2011 PG 567
Instrument DateAug 22, 2022
Instrument2022014327
Transaction TypeTransfer
Record UpdatedSep 16, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$520.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address605 ROCK ST, LANCASTER, SC 29720-2730

Mortgage

Document Number0000014328
DateSep 2, 2022
Instrument2022014328
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2052

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER SC
Property Address605 ROCK ST, LANCASTER, SC 29720-2730
Document Number0000018336
Instrument DateOct 15, 2020
Transaction TypeMortgage
Record UpdatedNov 4, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 ROCK ST LANCASTER SC 297202730, LANCASTER, SC 29720-2730

Mortgage

Document Number0000018336
DateOct 20, 2020
Book Page004166/000071
Instrument18336
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 19, 2050

May 2018: Deed, Transfer

Document TypeDeed
JurisdictionLANCASTER SC
Recording DateMay 22, 2018
Property Address605 ROCK ST, LANCASTER, SC 29720-2730
Document Number0000007227
Book / Page1142 / 095
Instrument DateMay 19, 2018
Instrument2018007227
Transaction TypeTransfer
Record UpdatedMar 4, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$277.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 ROCK ST, LANCASTER, SC 29720-2730

Mortgage

Document Number0000007228
DateMay 22, 2018
Book Page3554/194
Instrument2018007228
Lender
NameCBC NATIONAL BANK
TypeBank
AddressALPHARETTA, GA 30022
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyLancaster County
MunicipalityLancaster City
Unified School DistrictLancaster County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,502.00 (-0.27%)$7,772 (+1.78%) Land $1,200 Building $6,572$194,300 (+1.78%) Land $30,000 Building $164,300
2024$1,506.00 (-11.93%)
2023$1,710.00$7,636 Land $1,200 Building $6,436$190,900 Land $30,000 Building $160,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LANCASTER
serves 14,074 people · EPA ID SC2910001
Water SourcePurchased surface water from LANCASTER COUNTY W&SD
Last State InspectionSep 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Comporium
Cable
1,000 / 100
Verizon
Fixed Wireless
300 / 20

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