Worcester County and Winchendon Town property record for 605 River St, Winchendon, MA 01475
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,776 sqft · built 1988 |
| Lot Size | 2.4 acres (104,588 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $77,000 (Jun 1997) |
| Tax Bill | $3,729 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Dec 2021 Refinance + 2 more |
| APN | WINC M:4 B:0 L:145 |
| Primary APN | WINC M:4 B:0 L:145 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,776 sqft Living Area |
| Gross Area | 2,260 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 144 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 104,588 sqft (2.4 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 605 RIVER ST |
|---|---|
| City | WINCHENDON |
| State | MA |
| Zip | 01475-1013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Lot Number | 145 |
| Jurisdiction | WINCHENDON MA |
| Township / Civil Division | WINCHENDON |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 702202 |
605 River St is owned and occupied by two individuals who bought it in June 1997.
Source: Worcester County and Winchendon Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 605 RIVER ST, WINCHENDON, MA 01475-1013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 29, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) GFA FEDERAL CREDIT UNION |
| Dec 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC |
| Jul 12, 2017 | Deed of Trust, Mortgage · FHA Mortgage DITECH FINANCIAL LLC |
| Aug 21, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance DITECH FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 1997 · Amount on File |
| Deed Sale | Jun 4, 1997 · Amount on File |
| Prior Sale | May 16, 1996 · Amount on File |
| Deed Book / Page | 1883 / 330 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHENDON MA |
| Property Address | 605 RIVER ST, WINCHENDON, MA 01475-1013 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 069579-337 |
|---|---|
| Date | Aug 29, 2023 |
| Book Page | 69579/337 |
| Instrument | 71667 |
| Name | GFA FEDERAL CREDIT UNION |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHENDON MA |
| Property Address | 605 RIVER ST, WINCHENDON, MA 01475-1013 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 066766-337 |
|---|---|
| Date | Dec 17, 2021 |
| Book Page | 66766/337 |
| Instrument | 176263 |
| Name | NEWREZ LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 277 Months |
| Due | Jan 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHENDON MA |
| Property Address | 605 RIVER ST, WINCHENDON, MA 01475-1013 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 57401-343 |
|---|---|
| Date | Jul 12, 2017 |
| Book Page | 57401/343 |
| Instrument | 73297 |
| Name | DITECH FINANCIAL LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHENDON MA |
| Property Address | 605 RIVER ST, WINCHENDON, MA 01475-1013 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 60915-382 |
|---|---|
| Date | Aug 21, 2019 |
| Book Page | 60915/382 |
| Instrument | 84045 |
| Name | DITECH FINANCIAL LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
The 2025 property tax bill for 605 River St was $3,729, up 3.6% from the year before.
Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Winchendon Town |
| Unified School District | Winchendon School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,729.00 (+3.61%) | $317,400 (+10.59%) Land $54,900 Building $262,500 | $241,585 (+3.29%) |
| 2024 | $3,599.00 (+3.69%) | $287,000 (+10.81%) Land $53,600 Building $233,400 | $233,890 |
| 2023 | $3,471.00 | $259,000 Land $51,400 Building $207,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 605 River St; 2 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 605 River St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINCHENDON WATER DEPARTMENT serves 5,706 people · EPA ID MA2343000 |
|---|---|
| Water Source | Purchased surface water from ASH/WIN JOINT WATER AUTHORITY |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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