Wicomico County property record for 605 Ridge Rd, Salisbury, MD 21801
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,716 sqft · built 2004 |
| Lot Size | 0.233 acres (10,131 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $312,000 (Sep 2026) |
| Tax Bill | $1,516 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-062544 |
| Primary APN | 13-062544 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,716 sqft Total Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,131 sqft (0.233 acres) |
| Porch | Slab |
| Porch Area | 234 sqft |
| Deck Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 062544 |
|---|---|
| Street Address | 605 RIDGE RD |
| City | SALISBURY |
| State | MD |
| Zip | 21801-5717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | L 1-10,131 SQFT 605 RIDGE ROAD ALVIN BENJAMIN SUBDIV |
| Legal Subdivision | RIDGE ROAD ALVIN BENJAMIN SUB |
| Legal Lot Number | 1 |
| Jurisdiction | WICOMICO MD |
| Township / Civil Division | 13, CAMDEN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 400 |
605 Ridge Rd is owned and occupied by two individuals who bought it in September 2026.
Source: Wicomico County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 605 RIDGE RD, SALISBURY, MD 21801-5717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2026 · Amount on File |
| Deed Sale | Sep 23, 2026 · Amount on File |
| Prior Sale | May 11, 2023 · Amount on File |
| Deed Book / Page | 5784 / 169 |
| Prior Transfer Date | Feb 16, 2007 |
| Prior Transfer Doc | 0027480187 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WICOMICO MD |
| Recording Date | Sep 23, 2026 |
| Property Address | 605 RIDGE RD, SALISBURY, MD 21801-5717 |
| Document Number | 5784000169 |
| Book / Page | 5784 / 169 |
| Instrument Date | Sep 16, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2026 |
| Title Company | BRIGHT TITLE & SETTLEMENT SVCS LLC, BRIGHT TITLE AND SETTLEMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $31,512.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 605 RIDGE RD, SALISBURY, MD 21801-5717 |
| Investor | Possibly a Property Investor |
| Document Number | 5784000176, |
|---|---|
| Date | Sep 23, 2026 |
| Book Page | 5784/176 |
| Name | LUMINATE HOME LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 605 Ridge Rd was $1,516 with a homeowner's exemption.
Source: Wicomico County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Wicomico County |
| Municipality | Salisbury City |
| Unified School District | Wicomico County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $201,800 (+12.86%) | $224,800 (-) Land $36,900 Building $187,900 | |
| 2025 | $1,516.00 Homeowner's exemption | $178,800 | $224,800 Land $36,900 Building $187,900 |
| 2023 | $1,526.00 Homeowner's exemption | $153,067 | $155,800 Land $36,900 Building $118,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 605 Ridge Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (1998–2012) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 605 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SALISBURY serves 30,343 people · EPA ID MD0220004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Simple Fiber.
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