605 Ray Ave, Ridgefield, NJ 07657 Property Records

Bergen County and Ridgefield Borough property record for 605 Ray Ave, Ridgefield, NJ 07657

Property Summary

Property Type	Exempt (Full or Partial)
Details	3,028 sqft · built 1978
Lot Size	0.138 acres (5,998 sqft)
Owner	Company Name on Record
Last Sale	$775,000 (Apr 2022)
Tax Bill	$12,961 (2024)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Feb 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`49-00701-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`49-00701-0000-00008`
Alternative APNs	`4900011000000012` `490070100008`

Interior

Building Area	3,028 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide

Location & Zoning

Old Parcel Number	4900011000000012
Street Address	605 RAY AVE
City	RIDGEFIELD
State	NJ
Zip	07657-1901
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	A
Legal Description	60X100 13,14 DISABLED VETERAN
Legal Subdivision	WOODROW PARK
Legal Block	701
Legal Lot Number	8
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEFIELD
Census Block Group	1
Census Block	1000
Census Tract	45102

Owner

Source: Bergen County and Ridgefield Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	605 RAY AVE, RIDGEFIELD, NJ 07657-1901
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Bargain and Sale Deed, Transfer · VA Mortgage BNC NATIONAL BANK
Feb 20, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2022 · Amount on Record
Deed Sale	Apr 22, 2022 · Amount on Record
Prior Sale	Sep 6, 2000
Deed Document Number	202244248
Deed Book / Page	4659 / 614
Prior Transfer Date	Sep 20, 2017
Prior Transfer Doc	0028680904
Record Updated	Sep 20, 2026

April 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 22, 2022
Property Address	605 RAY AVE, RIDGEFIELD, NJ 07657-1901
Document Number	0046590614
Book / Page	4659 / 614
Instrument Date	Mar 22, 2022
Instrument	2022044248
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,040.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 RAY AVE, RIDGEFIELD, NJ 07657-1901

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 RAY AVE, RIDGEFIELD, NJ 07657-1901

Mortgage

Document Number	2022044249
Date	Apr 22, 2022
Instrument	2022044249

Lender

Name	BNC NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 20, 2018
Property Address	605 RAY AVE, RIDGEFIELD, NJ 07657-1901
Document Number	0028680904
Book / Page	002868 / 000904
Instrument Date	Sep 20, 2017
Transaction Type	Transfer
Record Updated	Mar 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	605 RAY AVE RIDGEFIELD NJ 076571901, RIDGEFIELD, NJ 07657-1901

Tax Assessment & Valuation

Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgefield Borough
Unified School District	Ridgefield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$820,600 (+2.33%) Land $361,500 Building $459,100	$820,600 (+2.33%) Land $361,500 Building $459,100
2025		$801,900 (+6.65%) Land $346,500 Building $455,400	$801,900 (+6.65%) Land $346,500 Building $455,400
2024	$12,961.00 (+1.97%)
2023		$751,900 Land $319,000 Building $432,900	$751,900 Land $319,000 Building $432,900
2022	$12,710.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 849 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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