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605 Purchase St, Rye, NY 10580 Property Records

Westchester County and Harrison Town property record for 605 Purchase St, Rye, NY 10580

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,739 sqft · built 1950
Lot Size0.63 acres (27,443 sqft)
Owner2 Individual Names on Record
Last Sale$945,000 (Nov 2010)
Tax Bill$25,080 (2026)
Deeds & MortgagesOct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN552801 0545.-23

Property Details

APN / Parcel Number

Primary APN552801 0545.-23
Alternative APNs
  • 5528000005450000023
  • 000035050

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,739 sqft Living Area
1st Floor Area1,554 sqft
2nd Floor Area1,185 sqft
Upper Floors Area1,116 sqft
Basement Area180 sqft
Finished Basement180 sqft
Unfinished Basement180 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Exterior MaterialWood
Lot Area27,443 sqft (0.63 acres)
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area810 sqft
Patio Area46 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number000035050
Street Address605 PURCHASE ST
CityRYE
StateNY
Zip10580-1863
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Lot Number23
JurisdictionWESTCHESTER NY
Township / Civil DivisionHARRISON
Census Block Group3
Census Block3031
Census Tract8500

Owner

Source: Westchester County and Harrison Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address605 PURCHASE ST, RYE, NY 10580-1863
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 16, 2010 · Amount on Record
Deed SaleNov 16, 2010 · Amount on Record
Deed Document Number2010502933378
Record UpdatedOct 29, 2026

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWESTCHESTER NY
Recording DateOct 28, 2020
Property Address605 PURCHASE ST, RYE, NY 10580-1863
Document Number0602913064
Book / Page060291 / 003064
Instrument DateOct 19, 2020
Transaction TypeTransfer
Record UpdatedNov 12, 2020
Title CompanyTHOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,200.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address605 PURCHASE ST RYE NY 105801863, RYE, NY 10580-1863

Mortgage

Document Number603023463
DateOct 28, 2020
Book Page060302/003463
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount Recorded
Term360 Months
DueOct 27, 2050

Tax Assessment & Valuation

Source: Westchester County and Harrison Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionHarrison Town
MunicipalityHarrison Village
Unified School DistrictHarrison Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$25,080.00 (+25.07%)
2025$20,052.00$14,950 (-) Land $3,600 Building $11,350$1,288,793 (-2.59%) Land $310,345 Building $978,448
2024$14,950 (-) Land $2,700 Building $12,250$1,323,009 (+3.54%) Land $238,938 Building $1,084,071
2023$14,950 Land $2,700 Building $12,250$1,277,778 Land $230,769 Building $1,047,009

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims27 (1978–2021)
Claims Outside the SFHA23 of 27
Most Recent ClaimSep 2021 · other causes
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 8 claims
  • Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTCHESTER JOINT WATER WORKS
serves 59,629 people · EPA ID NY5903435
Water SourceSurface water
Last State InspectionMar 2025
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityFailure to filter
currently in violation since Jun 1993
Haloacetic acids
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
Optimum
Cable		940 / 35

May also be available: T-Mobile.

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