605 Prospect St, Torrington, CT 06790 Property Records

Torrington City property record for 605 Prospect St, Torrington, CT 06790

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 2,888 sqft · built 1900
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$375,000 (Oct 2024)
Tax Bill$7,399 (2026)
Deeds & MortgagesOct 2024 Sale & Mortgage
Jul 2020 Sale & Mortgage
APN001560

Property Details

APN / Parcel Number

Primary APN001560
Alternative APNs
  • TORR M:119 B:011 L:001
  • 1560

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms11 Rooms
Units2 Units
Stories2 Stories
Building Area2,888 sqft Living Area
Gross Area5,594 sqft
Basement Area830 sqft
Unfinished Basement830 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic

Location & Zoning

Account Number1560
Street Address605 PROSPECT ST
CityTORRINGTON
StateCT
Zip06790-4915
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR6
Legal Block11
Legal Lot Number1
JurisdictionTORRINGTON CT
Township / Civil DivisionTORRINGTON
Census Block Group1
Census Block1003
Census Tract310200

Owner

605 Prospect St, a duplex, is owned by an individual who bought it in October 2024.

Source: Torrington City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address1503 E 13TH ST, BROOKLYN, NY 11230-7105
Owner TypeIndividual
VestingIndividual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2024Warranty Deed, Transfer · FHA Mortgage
FIRST WORLD MORTGAGE CORPORATION
Jul 13, 2020Deed, Transfer · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 16, 2024 · Amount on File
Deed SaleOct 16, 2024 · Amount on File
Prior SaleJul 13, 2020 · Amount on File
Deed Document Number2024495974
Deed Book / Page1422 / 1099
Record UpdatedOct 29, 2026

October 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTORRINGTON CT
Recording DateOct 16, 2024
Property Address605 PROSPECT ST, TORRINGTON, CT 06790-4915
Document Number01422-1099
Book / Page1422 / 1099
Instrument DateOct 8, 2024
Instrument2024-495974
Transaction TypeTransfer
Record UpdatedOct 31, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1503 13TH AVE, BROOKLYN, NY 11230-7105

Mortgage

Document Number2024495975
DateOct 16, 2024
Instrument2024-495975
Lender
NameFIRST WORLD MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record

July 2020: Deed, Transfer

Document TypeDeed
JurisdictionTORRINGTON CT
Recording DateJul 13, 2020
Property Address605 PROSPECT ST, TORRINGTON, CT 06790-4915
Document Number1310-1106
Book / Page1310 / 1106
Instrument DateJun 11, 2020
Instrument2020-457418
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020457419
DateJul 13, 2020
Instrument2020-457419
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 605 Prospect St was $7,399, down 13% from the year before.

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityTorrington City
Unified School DistrictTorrington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,399.00 (-12.97%)$221,130 (-) Land $20,160 Building $200,970$372,776 (+140.83%)
2025$8,502.00$221,130 Land $20,160 Building $200,970$154,791 Land $14,112 Building $140,679
2024$8,502.00 (+84.15%)
2023$4,617.00 (+1.74%)$96,260 (-) Land $20,160 Building $76,100
2022$4,538.00$96,260 Land $20,160 Building $76,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 605 Prospect St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 605 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTORRINGTON WATER COMPANY
private · serves 37,915 people · EPA ID CT1430011
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureTreatment report not submitted
Mar 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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