605 Prospect Cir, Marshall, MN 56258 Property Records

Lyon County property record for 605 Prospect Cir, Marshall, MN 56258

Property Summary

Property Type	Single Family Home
Lot Size	0.261 acres (11,398 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Jun 2019)
Tax Bill	$3,990 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Nov 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-716025-0`

Property Details

APN / Parcel Number

Primary APN	`27-716025-0`

Exterior

Lot Area	11,398 sqft (0.261 acres)

Location & Zoning

Street Address	605 PROSPECT CIR
City	MARSHALL
State	MN
Zip	56258-2074
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRAIRIEVIEW ESTATES 3RD ADDITI01010001 PT OF LOT 2
Legal Subdivision	PRAIRIEVIEW ESTATES
Legal Block	3
Legal Lot Number	2
Jurisdiction	LYON MN
Township / Civil Division	MARSHALL
Census Block Group	3
Census Block	3005
Census Tract	360400

Owner

Source: Lyon County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	605 PROSPECT CIR, MARSHALL, MN 56258-2074
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTHPOINT FCU
Nov 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage METABANK
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTHPOINT FCU
Jun 28, 2019	Warranty Deed, Transfer · Conventional Mortgage SOUTHPOINT FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2019 · Amount on Record
Deed Sale	Jun 28, 2019 · Amount on Record
Deed Document Number	20197041
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON MN
Property Address	605 PROSPECT CIR, MARSHALL, MN 56258-2074
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008708
Date	Jun 19, 2020
Instrument	08708

Lender

Name	SOUTHPOINT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON MN
Property Address	605 PROSPECT CIR, MARSHALL, MN 56258-2074
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000217381
Date	Nov 30, 2018
Instrument	217381

Lender

Name	METABANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 20, 2019

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON MN
Property Address	605 PROSPECT CIR, MARSHALL, MN 56258-2074
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	08708
Date	Jun 19, 2020
Instrument	08708

Lender

Name	SOUTHPOINT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYON MN
Recording Date	Jun 28, 2019
Property Address	605 PROSPECT CIR, MARSHALL, MN 56258-2074
Document Number	0000007041
Instrument Date	Jun 28, 2019
Instrument	07041
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 PROSPECT CIR, MARSHALL, MN 56258-2074

Mortgage

Document Number	0000007042
Date	Jun 28, 2019
Instrument	07042

Lender

Name	SOUTHPOINT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lyon County
Municipality	Marshall City
Unified School District	Marshall Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,990.00 (+12.39%)	$330,900 (+8.14%) Land $37,000 Building $293,900	$330,900 (+8.14%) Land $37,000 Building $293,900
2025		$306,000 (+2.48%) Land $37,000 Building $269,000	$306,000 (+2.48%) Land $37,000 Building $269,000
2023	$3,550.00	$298,600 Land $37,000 Building $261,600	$298,600 Land $37,000 Building $261,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 1993 · Severe Storms, Tornadoes & Flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Marshall serves 13,890 people · EPA ID MN1420006
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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