Bell County property record for 605 Ottawa Dr, Harker Heights, TX 76548
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,171 sqft · built 1996 |
| Lot Size | 0.206 acres (9,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,794 (2023) |
| Deeds & Mortgages | Mar 2024 Line of Credit Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0912860064 |
| Primary APN | 0912860064 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,171 sqft Living Area |
| 1st Floor Area | 2,171 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,000 sqft (0.206 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 123 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 866454 |
|---|---|
| Street Address | 605 OTTAWA DR |
| City | HARKER HEIGHTS |
| State | TX |
| Zip | 76548-7437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SKIPCHA MOUNTAIN ESTATES PHASE SIX SECTION TWO, BLOCK 007, LOT 0019 |
| Legal Subdivision | SKIPCHA MOUNTAIN ESTATES PHASE SIX SECTI |
| Legal Block | 7 |
| Legal Lot Number | 19 |
| Jurisdiction | BELL TX |
| Township / Civil Division | KILLEEN |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 21905 |
605 Ottawa Dr is owned and occupied by two individuals who acquired it in October 2019.
Source: Bell County records, as of April 1, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 605 OTTAWA DR, HARKER HEIGHTS, TX 76548-7437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2024 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Oct 15, 2019 | Warranty Deed, Transfer NAVY FCU |
| Dec 26, 2018 | Vendor's Lien, Transfer CMG MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2019 |
| Deed Sale | Oct 15, 2019 |
| Prior Sale | Dec 26, 2018 |
| Deed Document Number | 2019-00047224 |
| Deed Book / Page | 011042 / 000548 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 605 OTTAWA DR, HARKER HEIGHTS, TX 76548-7437 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 605 OTTAWA DR, HARKER HEIGHTS, TX 76548-7437 |
| Document Number | 0000011125 |
|---|---|
| Date | Mar 15, 2024 |
| Instrument | 2024011125 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 176 Months |
| Due | Nov 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Oct 15, 2019 |
| Property Address | 605 OTTAWA DR, HARKER HEIGHTS, TX 76548-7437 |
| Document Number | 0000047224 |
| Book / Page | 011042 / 000548 |
| Instrument Date | Oct 11, 2019 |
| Instrument | 47224 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 605 OTTAWA DR HARKER HEIGHTS TX 765487437, HARKER HEIGHTS, TX 76548-7437 |
| Document Number | 47225 |
|---|---|
| Date | Oct 15, 2019 |
| Book Page | 011042/000552 |
| Instrument | 47225 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Oct 14, 2034 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Dec 26, 2018 |
| Property Address | 605 OTTAWA DR, HARKER HEIGHTS, TX 76548-7437 |
| Document Number | 0000053001 |
| Map Reference | CAB C SL 6-A |
| Instrument Date | Dec 26, 2018 |
| Instrument | 2018-00053001 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2021 |
| Title Company | INDEPENDENCE TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 605 OTTAWA DR, HARKER HEIGHTS, TX 76548-7437 |
| Document Number | 0000053002 |
|---|---|
| Date | Dec 26, 2018 |
| Instrument | 2018-00053002 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Jan 1, 2049 |
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Harker Heights City |
| Unified School District | Killeen Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,794.00 (-26.61%) Homeowner's exemption Senior Citizen's exemption | $305,577 Land $38,000 Building $267,577 | $305,577 Land $38,000 Building $267,577 |
| 2022 | $3,807.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 605 Ottawa Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 605 Ottawa Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HARKER HEIGHTS serves 35,957 people · EPA ID TX0140023 |
|---|---|
| Water Source | Purchased surface water from BELL COUNTY WCID 1 |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Astound Broadband, FiberFirst.
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