605 Northfork Dr, Berea, KY 40403 Property Records

Madison County property record for 605 Northfork Dr, Berea, KY 40403

Property Summary

Property TypeOther
OwnerIndividual Name on Record
Last Sale$236,500 (May 2024)
Tax Bill$2,230 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0072-016B-0070

Property Details

APN / Parcel Number

Primary APN0072-016B-0070
Alternative APNs
  • 123748
  • 86700
  • 49745

Location & Zoning

Account Number49745
Street Address605 NORTHFORK DR
CityBEREA
StateKY
Zip40403-8122
Property CategoryOther
Property TypeOther > Miscellaneous
Legal DescriptionSTONEY CREEK LOT 70 UNIT 1 BLK 1
Legal SubdivisionSTONEY CREEK
Legal Block1
Legal Lot Number70
Legal Unit1
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1032
Census Tract10901

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address605 NORTHFORK DR, BEREA, KY 40403-8122
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2022Deed, Transfer · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
Sep 23, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FAHE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 24, 2024 · Amount on Record
Deed SaleMay 24, 2024 · Amount on Record
Prior SaleMar 30, 2022 · Amount on Record
Deed Document Number2014205361
Deed Book / PageD852 / 604
Record UpdatedJun 8, 2026

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateMar 30, 2022
Property Address605 NORTHFORK DR, BEREA, KY 40403-8122
Document Number00D820/650
Book / PageD820 / 650
Map ReferenceMB P28 PG 14
Instrument DateMar 21, 2022
Instrument2014083986
Transaction TypeTransfer
Record UpdatedFeb 2, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$215.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1012 MOYLAN LN, LEXINGTON, KY 40514-1010

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address605 NORTHFORK DR, BEREA, KY 40403-8122

Mortgage

Document Number2014083990
DateMar 30, 2022
Instrument2014083990
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

September 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMADISON KY
Recording DateSep 23, 2019
Property Address605 NORTHFORK DR, BEREA, KY 40403-8122
Document NumberD00778/658
Book / PageD00778 / 658
Map ReferenceMB P28 PG 14
Instrument DateSep 19, 2019
Instrument2013999238
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 2, 2024
Title CompanyLAND TITLE

Transaction

AmountAmount Recorded
Tax$171.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address605 NORTHFORK DR, BEREA, KY 40403-8122

Mortgage

Document Number2013999239
DateSep 23, 2019
Instrument2013999239
Lender
NameFAHE INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

Mortgage

Document NumberM01893/276
DateOct 9, 2019
Book PageM01893/276
Instrument2014000395
Lender
NameFAHE INC
TypeNon-Lending Institution
AddressBEREA, KY 40403
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBerea City
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,230.00 (+6.95%) Additional exemption filed$236,500 (+1%)$236,500 (+1%)
2023$2,085.00$215,000$215,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1979–2023)
Claims Outside the SFHA2 of 4
Most Recent ClaimFeb 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 66% of Kentucky
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHERN MADISON WATER DISTRICT
serves 14,707 people · EPA ID KY0760407
Water SourcePurchased surface water from BEREA MUNICIPAL UTILITIES
Last State InspectionMay 2023
Also Mapped HereMADISON CO UTILITIES DISTRICT
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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