605 Natalie Ln, Tracy, CA 95376 Property Records

San Joaquin County property record for 605 Natalie Ln, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,996 sqft · built 1992
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$800,000 (May 2026)
Tax Bill	$4,699 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Dec 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`235-360-120-000`

Property Details

APN / Parcel Number

Primary APN	`235-360-120-000`
Alternative APN	`235-360-12`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,996 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Concrete
Lot Area	15,246 sqft (0.35 acres)
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	235-360-12
Street Address	605 NATALIE LN
City	TRACY
State	CA
Zip	95376-4676
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	91-FM PT 235-100-40
Legal Subdivision	SCHULTE RANCH
Legal Tract	2346
Legal Block	1
Legal Lot Number	12
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1036
Census Tract	5406

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	605 NATALIE LN, TRACY, CA 95376-4676
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Grant Deed, Transfer · Conventional Mortgage E-PLACER TITLE, PLACER TITLE
Dec 29, 2020	Quit Claim Deed, Transfer CALATLANTIC TITLE INC
Dec 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PRIORITY FINANCIAL NETWORK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2026 · Amount on Record
Deed Sale	May 21, 2026 · Amount on Record
Deed Document Number	202646670
Prior Transfer Date	Sep 20, 2016
Prior Transfer Doc	0000114533
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 21, 2026
Property Address	605 NATALIE LN, TRACY, CA 95376-4676
Document Number	0000046670
Instrument Date	May 19, 2026
Instrument	202646670
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$88,880.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 NATALIE LN, TRACY, CA 95376-4676

Mortgage

Document Number	0000046671,
Date	May 21, 2026
Instrument	202646671

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 29, 2020
Property Address	605 NATALIE LN, TRACY, CA 95376-4676
Document Number	0000184265
Instrument Date	Dec 18, 2020
Instrument	184265
Transaction Type	Transfer
Record Updated	Jan 13, 2021
Title Company	CALATLANTIC TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	605 NATALIE LN TRACY CA 953764676, TRACY, CA 95376-4676

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 29, 2020
Property Address	605 NATALIE LN, TRACY, CA 95376-4676
Document Number	0000184263
Map Reference	VOL 30 PG 91
Instrument Date	Dec 18, 2020
Instrument	2020-184263
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CALATLANTIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	605 NATALIE LN, TRACY, CA 95376-4676

Mortgage

Document Number	0000184264
Date	Dec 29, 2020
Instrument	2020-184264

Lender

Name	PRIORITY FINANCIAL NETWORK
Type	Mortgage Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,699.00 (+0.04%)
2025	$4,697.00 (+10.03%)	$387,791 (+4.04%) Land $129,985 Building $257,806
2023	$4,269.00 (+2.1%)	$372,735 Land $124,939 Building $247,796	$635,400
2022	$4,181.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	600 / 120
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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