605 Nancy Dr, Murray, KY 42071 Property Records

Calloway County property record for 605 Nancy Dr, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,885 sqft · built 1997
Lot Size	0.411 acres (17,941 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,000 (May 2018)
Tax Bill	$2,235 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Feb 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`033-A-0002-00003`

Property Details

APN / Parcel Number

Primary APN	`033-A-0002-00003`
Alternative APN	`833`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,885 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Construction Type	Adobe
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,941 sqft (0.411 acres)
Garage Type	Attached
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	203 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	833
Street Address	605 NANCY DR
City	MURRAY
State	KY
Zip	42071-2762
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	605 NANCY DRIVE
Legal Subdivision	Q2
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	1
Census Block	1018
Census Tract	10602

Owner

Source: Calloway County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	605 NANCY DR, MURRAY, KY 42071-2762
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITY FINANCIAL SERVICES BANK
Feb 20, 2023	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY FINANCIAL SERVICES BANK
Jun 26, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FINANCIAL SERVICES BANK
May 21, 2018	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 19, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2018 · Amount on Record
Deed Sale	May 21, 2018 · Amount on Record
Prior Sale	Jun 19, 2017 · Amount on Record
Deed Document Number	2018627482
Deed Book / Page	1174 / 137
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Recording Date	Jun 15, 2026
Property Address	605 NANCY DR, MURRAY, KY 42071-2762
Document Number	0000726461
Book / Page	1547 / 88
Instrument Date	Jun 5, 2026
Instrument	2026726461
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 NANCY DR, MURRAY, KY 42071-2762

Mortgage

Document Number	0000726461,
Date	Jun 15, 2026
Book Page	1547/88
Instrument	2026726461

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 10, 2041

Interest

Rate Type	Adjustable Rate
Rate	5.72%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	605 NANCY DR, MURRAY, KY 42071-2762
Transaction Type	Mortgage
Record Updated	Mar 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 NANCY DR, MURRAY, KY 42071-2762

Mortgage

Document Number	0001406/29
Date	Feb 20, 2023
Book Page	1406/29
Instrument	667679

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Type	Bank
Address	BENTON, KY 42025

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 10, 2028

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	605 NANCY DR, MURRAY, KY 42071-2762
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001140/363
Date	Jun 26, 2017
Book Page	1140/363
Instrument	621541

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 16, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	605 NANCY DR, MURRAY, KY 42071-2762
Transaction Type	Mortgage
Record Updated	Jan 13, 2023
Title Company	HOME TEAM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001288/570
Date	Dec 14, 2020
Book Page	1288/570
Instrument	645819

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Type	Bank
Address	BENTON, KY 42025

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2041

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	May 21, 2018
Property Address	605 NANCY DR, MURRAY, KY 42071-2762
Document Number	001174/137
Book / Page	1174 / 137
Map Reference	MB 4 PG 75
Instrument Date	May 16, 2018
Instrument	627482
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	90 DORIS LEE LN, MURRAY, KY 42071-8468

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	605 NANCY DR, MURRAY, KY 42071-2762

Mortgage

Document Number	0000627483
Date	May 21, 2018
Instrument	627483

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Jun 19, 2017
Property Address	605 NANCY DR, MURRAY, KY 42071-2762
Document Number	001139/347
Book / Page	1139 / 347
Map Reference	MB 41 PG 77 SL 3993
Instrument Date	Jun 13, 2017
Instrument	621409
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Amount	Amount Recorded
Tax	$32.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1334 WISWELL RD W, MURRAY, KY 42071-4478

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 NANCY DR, MURRAY, KY 42071-2762

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,235.00 (+23.14%)	$250,000 (+25.63%)	$250,000 (+25.63%)
2023	$1,815.00	$199,000	$199,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mediacom Xtream.

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