605 N Third St, Cumberland, MD 21502 Property Records

Allegany County property record for 605 N Third St, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,611 sqft · built 1930
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$49,500 (Dec 1990)
Tax Bill	$1,195 (2025)
Deeds & Mortgages	Mar 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`29-004145`

Property Details

APN / Parcel Number

Primary APN	`29-004145`
Alternative APN	`004145`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,611 sqft Total Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	276 sqft
Parking Spaces	1 Parking Space
Patio Area	195 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	004145
Street Address	605 N THIRD ST
City	CUMBERLAND
State	MD
Zip	21502-7236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N/S THIRD ST LOT 50 50X100 LONGS 2ND
Legal Lot Number	50
Jurisdiction	ALLEGANY MD
Township / Civil Division	29, LA VALE
Census Block Group	2
Census Block	2022
Census Tract	1401

Owner

605 N Third St is owned and occupied by two individuals who acquired it in March 2022.

Source: Allegany County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	605 N THIRD ST, CUMBERLAND, MD 21502-7236
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 1990 · Amount on File
Deed Sale	Dec 21, 1990 · Amount on File
Prior Sale	May 20, 1986 · Amount on File
Deed Book / Page	592 / 335
Last Transfer Date	Mar 11, 2022
Transfer Doc	002767-0307
Record Updated	Oct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGANY MD
Recording Date	Mar 31, 2022
Property Address	605 N THIRD ST, LAVALE, MD 21502-7236
Document Number	002767-0307
Book / Page	2767 / 307
Instrument Date	Mar 11, 2022
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 N THIRD ST, CUMBERLAND, MD 21502-7236

Tax Assessment & Valuation

The 2025 property tax bill for 605 N Third St was $1,195.

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,000 (+10.31%)	$117,000 (-) Land $15,000 Building $102,000
2025	$1,195.00	$97,000	$117,000 Land $15,000 Building $102,000
2023	$917.00	$84,367	$87,000 Land $15,000 Building $72,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 605 N Third St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	11 (1984–2004)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Sep 2004 · rainfall accumulation
Claims by Event	Severe Storms And Flooding Assoc With Tropical Storm Fran, Sep 1996 · 3 claims Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 605 N Third St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAVALE SANITARY COMMISSION serves 5,500 people · EPA ID MD0010016
Water Source	Purchased surface water from CITY OF CUMBERLAND
Last State Inspection	Sep 2025
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
SkyPacket Fixed Wireless	100 / 20