605 N School St, Normal, IL 61761 Property Records

McLean County property record for 605 N School St, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,384 sqft · built 1871
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$108,000 (Jan 2019)
Tax Bill	$3,583 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-28-203-022`

Property Details

APN / Parcel Number

Primary APN	`14-28-203-022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,384 sqft Living Area
1st Floor Area	964 sqft
Basement Area	964 sqft

Exterior

Year Built	Built 1871
Effective Year Built	Effective 1871
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	213 ft deep x 101 ft wide
Garage Area	329 sqft
Porch	Enclosed Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	605 N SCHOOL ST
City	NORMAL
State	IL
Zip	61761-1618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	CAPEN & COS SUB N 1/2 LOT 13
Legal Range	02E
Legal Township	24N
Legal Section	28
Legal Subdivision	CAPEN & COS SUB
Legal Lot Number	13
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	3
Census Block	3009
Census Tract	107

Owner

605 N School St is owned and occupied by an individual who bought it in January 2019.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	605 N SCHOOL ST, NORMAL, IL 61761-1618
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage MARINE BANK SPRINGFIELD
Jan 18, 2019	Warranty Deed, Transfer · Conventional Mortgage MARINE BANK SPRINGFIELD
Feb 25, 2019	Correction Deed ALLIANCE LAND TITLE
Jan 17, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2019 · Amount on File
Deed Sale	Jan 18, 2019 · Amount on File
Deed Document Number	2019815
Prior Transfer Date	Jan 10, 2018
Prior Transfer Doc	0000001221
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	605 N SCHOOL ST, NORMAL, IL 61761-1618
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100005492
Date	Mar 5, 2021
Instrument	2021-00005492

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 18, 2019
Property Address	605 N SCHOOL ST, NORMAL, IL 61761-1618
Document Number	201900000815
Instrument Date	Dec 15, 2018
Instrument	2019-00000815
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	605 N SCHOOL ST, NORMAL, IL 61761-1618

Mortgage

Document Number	201900000816
Date	Jan 18, 2019
Instrument	2019-00000816

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

February 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	MCLEAN IL
Recording Date	Feb 25, 2019
Property Address	605 N SCHOOL ST, NORMAL, IL 61761-1618
Document Number	201900002600
Instrument Date	Dec 15, 2018
Instrument	2019-00002600
Record Updated	Feb 28, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	605 JN SCHOOL STREET, NORMAL, IL 61761

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Jan 17, 2018
Property Address	605 N SCHOOL ST, NORMAL, IL 61761-1618
Document Number	201800001221
Instrument Date	Jan 10, 2018
Instrument	2018-00001221
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	605 N SCHOOL ST, NORMAL, IL 61761-1618

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$54,719 Land $27,168 Building $27,551	$164,157 Land $81,504 Building $82,653
2024	$3,583.00 (+7.66%)
2023	$3,328.00	$44,894 Land $22,290 Building $22,604	$134,682 Land $66,870 Building $67,812

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 605 N School St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 605 N School St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Pavlov Media, Watch TV.

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