605 N Main Ave, Ladd, IL 61329 Property Records

Bureau County property record for 605 N Main Ave, Ladd, IL 61329

Property Summary

Property Type	Commercial
Lot Size	9.3 acres (405,108 sqft)
Owner	Company Name on File
Tax Bill	$23,638 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-10-100-005`

Property Details

APN / Parcel Number

Primary APN	`18-10-100-005`
Alternative APN	`503C`

Exterior

Lot Area	405,108 sqft (9.3 acres)

Location & Zoning

Account Number	1810100005
Street Address	605 N MAIN AVE
City	LADD
State	IL
Zip	61329-9651
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LADD-SST PT SW NW B 973 P 343 D 00-461
Legal Range	11
Legal Township	16
Legal Section	10
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	1
Census Block	1014
Census Tract	965100

Owner

605 N Main Ave, a commercial property, is owned by a company.

Source: Bureau County records, as of July 13, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 425, LADD, IL 61329-0425
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2020	Deed of Trust, Mortgage · Commercial Mortgage SPRING VALLEY CITY BANK
Jul 2, 2020	Deed of Trust, Mortgage · Commercial Mortgage SPRING VALLEY CITY BANK
Jul 2, 2020	Deed of Trust, Mortgage · Commercial Mortgage SPRING VALLEY CITY BANK
Mar 1, 2019	Deed of Trust, Mortgage · Commercial Mortgage BARRINGTON BANK & TRUST CO NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	605 N MAIN AVE, LADD, IL 61329-9651
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R02830
Date	Jul 2, 2020
Instrument	2020R02830

Lender

Name	SPRING VALLEY CITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 29, 2040

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	605 N MAIN AVE, LADD, IL 61329-9651
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R02832
Date	Jul 2, 2020
Instrument	2020R02832

Lender

Name	SPRING VALLEY CITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 29, 2021

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	605 N MAIN AVE, LADD, IL 61329-9651
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R02828
Date	Jul 2, 2020
Instrument	2020R02828

Lender

Name	SPRING VALLEY CITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 30, 2030

Interest

Rate Type	Fixed Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	605 N MAIN AVE, LADD, IL 61329-9651
Transaction Type	Mortgage
Record Updated	Mar 21, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R00662
Date	Mar 1, 2019
Instrument	2019R00662

Lender

Name	BARRINGTON BANK & TRUST CO NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 20, 2024

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 605 N Main Ave was $23,638.

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Ladd Village
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Ladd Community Consolidated School District 94 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,638.00	$228,341 Land $20,150 Building $208,191	$685,023 Land $60,450 Building $624,573
2023		$197,239 Land $17,405 Building $179,834	$591,717 Land $52,215 Building $539,502
2022	$21,700.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 605 N Main Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 605 N Main Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
IVNet Fixed Wireless	100 / 50

May also be available: Conxxus, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Main Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures