605 N Lime St, Frankfort, KY 40601 Property Records

Franklin County property record for 605 N Lime St, Frankfort, KY 40601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba
Lot Size	0.136 acres (5,956 sqft)
Owner	Company Name on File
Last Sale	$28,500 (Jan 2022)
Tax Bill	$575 (2025)
Deeds & Mortgages	Jun 2026 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`074-21-05-005.00`

Property Details

APN / Parcel Number

Primary APN	`074-21-05-005.00`
Alternative APN	`61294`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story

Exterior

Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,956 sqft (0.136 acres)
Lot Dimensions	112 ft deep x 50 ft wide
Terrain	Rolling
View / Lot	Flood Plain/Flood Zone
Driveway	Asphalt Driveway

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	61294
Street Address	605 N LIME ST
City	FRANKFORT
State	KY
Zip	40601-2239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOGE MONTGOMERY 16-17 BK D
Legal Subdivision	HOGE MONTGOMERY
Legal Block	D
Legal Lot Number	16-17
Jurisdiction	FRANKLIN KY
Township / Civil Division	FRANKFORT
Census Block Group	2
Census Block	2002
Census Tract	71200

Owner

605 N Lime St is owned by a company that bought it in January 2022.

Source: Franklin County records, as of June 26, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 27, FRANKFORT, KY 40602-0027
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2022 · Amount on File
Deed Sale	Jan 31, 2022 · Amount on File
Prior Sale	Apr 23, 2013 · Amount on File
Deed Document Number	2022655572
Deed Book / Page	609 / 528
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Recording Date	Jun 16, 2026
Property Address	605 N LIME ST, FRANKFORT, KY 40601-2239
Document Number	0000912540
Book / Page	1823 / 305
Instrument Date	Jun 12, 2026
Instrument	2026912540
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	150 PEAKS MILL RD, FRANKFORT, KY 40601-9435

Mortgage

Document Number	0000912540,
Date	Jun 16, 2026
Book Page	1823/305
Instrument	2026912540

Lender

Name	WHITAKER BANK INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 12, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 605 N Lime St was $575.

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Franklin County
Municipality	Frankfort City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$575.00	$48,000 Land $8,000 Building $40,000	$48,000 Land $8,000 Building $40,000
2023	$573.00 (+0.88%)	$48,000 (-)	$48,000 (-)
2022	$568.00	$48,000	$48,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 605 N Lime St in Zone X, where a levee reduces flood risk, though there have been 10 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1978–1997)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 605 N Lime St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frankfort Plant Board Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20