Polk County property record for 605 Morgan Rd, Winter Haven, FL 33880
| Property Type | Mobile Home |
|---|---|
| Details | 1,848 sqft · built 1996 |
| Lot Size | 5 acres (217,804 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100 (Feb 2016) |
| Tax Bill | $731 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-29-691101-000030 |
| Primary APN | 26-29-29-691101-000030 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,848 sqft Living Area |
|---|---|
| 1st Floor Area | 1,848 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Mobile Home |
| Lot Area | 217,804 sqft |
| Garage Type | Detached |
| Garage Area | 800 sqft |
| Porch | Open Porch |
| Porch Area | 192 sqft |
| Shed | 1 Shed |
| Street Address | 605 MORGAN RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-6129 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | PEACE RIVER DEVELOPMENT PB 78 PG 44 LOT 3 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 29 |
| Legal Subdivision | PEACE RIVER DEVELOPMENT |
| Legal Tract | 691101 |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 14501 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 605 MORGAN RD, WINTER HAVEN, FL 33880-6129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2018 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Nov 14, 2018 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2016 · Amount on Record |
| Deed Sale | Feb 1, 2016 · Amount on Record |
| Prior Sale | Oct 3, 2001 · Amount on Record |
| Deed Book / Page | 9765 / 2287 |
| Transfer Doc | 4755001181 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 605 MORGAN RD, WINTER HAVEN, FL 33880-6129 |
| Document Number | 0106750635 |
| Instrument Date | Nov 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 605 MORGAN RD WINTER HAVEN FL 338806129, WINTER HAVEN, FL 33880-6129 |
| Document Number | 0106750635 |
|---|---|
| Date | Nov 20, 2018 |
| Book Page | 010675/000635 |
| Instrument | 242299 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 984 Months |
| Due | Nov 19, 2100 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.52% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 605 MORGAN RD, WINTER HAVEN, FL 33880-6129 |
| Document Number | 0106750651 |
| Instrument Date | Nov 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 605 MORGAN RD WINTER HAVEN FL 338806129, WINTER HAVEN, FL 33880-6129 |
| Document Number | 0106750651 |
|---|---|
| Date | Nov 20, 2018 |
| Book Page | 010675/000651 |
| Instrument | 242300 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 984 Months |
| Due | Nov 19, 2100 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.52% |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $109,645 (+2.7%) | $218,293 (+4.09%) Land $87,502 Building $130,791 | |
| 2025 | $731.00 (-36.93%) Homeowner's exemption | $106,762 (+5.99%) | $209,708 (+4.8%) Land $87,502 Building $122,206 |
| 2023 | $1,159.00 (-4.77%) Homeowner's exemption | $100,731 (+3%) | $200,108 (+9.96%) Land $85,002 Building $115,106 |
| 2022 | $1,217.00 Homeowner's exemption | $97,797 | $181,985 Land $71,501 Building $110,484 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (2004–2022) |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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