605 Monterey Dr, Oceanside, CA 92058 Property Records

San Diego County property record for 605 Monterey Dr, Oceanside, CA 92058

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 816 sqft · built 1952
Lot Size0.126 acres (5,500 sqft)
Owner2 Company Names on Record
Last Sale$385,000 (Sep 2015)
Tax Bill$5,067 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN143-154-03-00

Property Details

APN / Parcel Number

Primary APN143-154-03-00
Alternative APN
  • 1431420300

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area816 sqft Living Area

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Lot Area5,500 sqft (0.126 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number1431420300
Street Address605 MONTEREY DR
CityOCEANSIDE
StateCA
Zip92058-1113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 88 TR 002745
Legal SubdivisionNORTH OCEANSIDE
Legal Tract002745
Legal Block1
Legal Lot Number88
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1007
Census Tract18601

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address605 MONTEREY DR, OCEANSIDE, CA 92058-1113
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 11, 2015 · Amount on Record
Deed SaleSep 11, 2015 · Amount on Record
Prior SaleDec 31, 1996 · Amount on Record
Deed Document Number2015481763
Prior Transfer DateAug 22, 1996
Prior Transfer Doc0000633046
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address605 MONTEREY DR, OCEANSIDE, CA 92058-1113
Document Number0000441507
Instrument DateJul 28, 2020
Transaction TypeMortgage
Record UpdatedAug 18, 2020
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address605 MONTEREY DR OCEANSIDE CA 920581113, OCEANSIDE, CA 92058-1113

Mortgage

Document Number0000441507
DateAug 7, 2020
Instrument441507
Lender
NameWATERMARK CAP
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 6, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$464,868 (+2%) Land $305,843 Building $159,025
2025$5,067.00 (+5.26%) Homeowner's exemption$455,754 (+4.04%) Land $299,847 Building $155,907
2023$4,814.00 (+1.56%) Homeowner's exemption$438,057 Land $288,204 Building $149,853
2022$4,740.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A99, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemArviso - Mobile Home Park
private · serves 70 people · EPA ID 090605121
Water SourceGroundwater
Last State InspectionFeb 2026
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Dec 2019
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Verizon.

Nearby Properties on Monterey Dr

Nearby Streets

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