605 Michael Ln, Lafayette, CA 94549 Property Records

Contra Costa County property record for 605 Michael Ln, Lafayette, CA 94549

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,780 sqft · built 1963
Lot Size0.22 acres (9,583 sqft)
OwnerCompany Name on Record
Tax Bill$7,192 (2025)
Deeds & MortgagesSep 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN238-122-006-6

Property Details

APN / Parcel Number

Primary APN238-122-006-6
Alternative APN
  • 238-122-006

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area2,780 sqft Living Area
Gross Area3,253 sqft
1st Floor Area1,932 sqft
2nd Floor Area848 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1975
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area9,583 sqft (0.22 acres)
Garage TypeAttached
Garage Area473 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address605 MICHAEL LN
CityLAFAYETTE
StateCA
Zip94549-5328
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRO COLORADOS .22 AC
Legal SubdivisionSECTIONIZATION
Legal Lot Number98
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group1
Census Block1012
Census Tract351200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address605 MICHAEL LN, LAFAYETTE, CA 94549-5328
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 16, 2010
Transfer Doc0000054218
Record UpdatedSep 20, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address605 MICHAEL LN, LAFAYETTE, CA 94549-5328
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyLSI TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000162436
DateSep 6, 2017
Instrument2017-162436
Lender
NameCITIBANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 5, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityLafayette City
Secondary School DistrictAcalanes Union High School District (09 - 12)
Elementary School DistrictLafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$605,909 (+2%) Land $170,911 Building $434,998
2025$7,192.00 (+3.86%) Homeowner's exemption$594,029 (+4.04%) Land $167,560 Building $426,469
2023$6,925.00 (+1.48%) Homeowner's exemption$570,963 Land $161,054 Building $409,909
2022$6,824.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Etheric Networks, Unwired.

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