St. Johns County property record for 605 McKenzie Oak Ln, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,024 sqft · built 2006 |
| Lot Size | 0.31 acres (13,503 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Jul 2020) |
| Tax Bill | $13,240 (2025) |
| Deeds & Mortgages | Sep 2022 Transfer Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 072091-0800 |
| Primary APN | 072091-0800 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,024 sqft Living Area |
| Gross Area | 3,748 sqft |
| 1st Floor Area | 3,024 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,503 sqft (0.31 acres) |
| Garage Type | Attached |
| Garage Area | 724 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 621 sqft |
| Patio Area | 248 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 605 MCKENZIE OAK LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-6861 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 50/35-39 MARSHALL CREEK DRI UNIT MUB-4 LOT 80 OR4989/364 &5631/715 |
| Legal Range | 29E |
| Legal Township | 06S |
| Legal Section | 04 |
| Legal Subdivision | MARSHALL CREEK DRI UNIT MUB-4 |
| Legal Block | 4 |
| Legal Lot Number | 80 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4062 |
| Census Tract | 20606 |
605 McKenzie Oak Ln is owned and occupied by two individuals who acquired it in September 2022.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 605 MCKENZIE OAK LN, SAINT AUGUSTINE, FL 32095-6861 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2022 | Intrafamily Transfer, Transfer LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC |
| Jul 14, 2020 | Warranty Deed, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2020 · Amount on File |
| Deed Sale | Jul 14, 2020 · Amount on File |
| Prior Sale | Dec 29, 2006 · Amount on File |
| Deed Document Number | 202056566 |
| Deed Book / Page | 4989 / 364 |
| Last Transfer Date | Sep 8, 2022 |
| Transfer Doc | 0056310715 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 8, 2022 |
| Property Address | 605 MCKENZIE OAK LN, SAINT AUGUSTINE, FL 32095-6861 |
| Document Number | 0056310715 |
| Book / Page | 5631 / 715 |
| Map Reference | MB 50 PG 35-39 |
| Instrument Date | Sep 8, 2022 |
| Instrument | 2022086470 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 605 MCKENZIE OAK LN, ST AUGUSTINE, FL 32095-6861 |
| Name | Verified Name |
|---|---|
| Address | 605 MCKENZIE OAK LN, ST AUGUSTINE, FL 32095-6861 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 14, 2020 |
| Property Address | 605 MCKENZIE OAK LN, SAINT AUGUSTINE, FL 32095-6861 |
| Document Number | 0049890364 |
| Book / Page | 4989 / 364 |
| Map Reference | MB 50 PG 35-39 |
| Instrument Date | Jul 2, 2020 |
| Instrument | 2020056566 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 605 MCKENZIE OAK LN, 605, SAINT AUGUSTINE, FL 32095-6861 |
| Name | Verified Name |
|---|---|
| Address | 605 MCKENZIE OAK LN, SAINT AUGUSTINE, FL 32095-6861 |
| Document Number | 4989366 |
|---|---|
| Date | Jul 14, 2020 |
| Instrument | 4989/366 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 605 McKenzie Oak Ln was $13,240, up 13.6% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $680,305 (-2.09%) Land $165,000 Building $515,305 | $680,305 (-2.09%) Land $165,000 Building $515,305 | |
| 2025 | $13,240.00 (+13.57%) | $694,812 (+10.25%) | $694,812 (+10.25%) Land $165,000 Building $529,812 |
| 2024 | $11,658.00 (+4.35%) | $630,220 (+2.24%) | $630,220 (+2.24%) Land $125,000 Building $505,220 |
| 2023 | $11,172.00 (+2.68%) | $616,438 (-0.3%) | $616,438 (-0.3%) Land $125,000 Building $491,438 |
| 2022 | $10,880.00 | $618,312 | $618,312 Land $162,400 Building $455,912 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 605 McKenzie Oak Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 249 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 249 in force |
| Nearby Flood Claims | 3 (2016–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 605 McKenzie Oak Ln is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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