605 McGregor St, Bloomington, IL 61701 Property Records

McLean County property record for 605 McGregor St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,281 sqft · built 1955
Lot Size	0.184 acres (8,022 sqft)
Owner	Trust Name on Record
Tax Bill	$4,125 (2024)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Nov 2019 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`21-10-135-010`

Property Details

APN / Parcel Number

Primary APN	`21-10-135-010`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,281 sqft Living Area
1st Floor Area	861 sqft
Basement Area	420 sqft
Finished Basement	420 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Asphalt
Lot Area	8,022 sqft (0.184 acres)
Lot Dimensions	156 ft deep x 50 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	605 MCGREGOR ST
City	BLOOMINGTON
State	IL
Zip	61701-5611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	ASSOC OF COMMERCE ADD LOT 7 BLK 12
Legal Range	02E
Legal Township	23N
Legal Section	10
Legal Subdivision	ASSOC OF COMMERCE ADD
Legal Block	12
Legal Lot Number	7
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	3
Census Block	3022
Census Tract	5800

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	605 MCGREGOR ST, BLOOMINGTON, IL 61701-5611
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Irrevocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Warranty Deed, Transfer · FHA Mortgage FIRST STATE MORTGAGE SERVICES LLC
Nov 26, 2019	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 24, 2019	Release of Agreement of Sale
Jun 12, 2019	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jun 7, 2019	Deed, Transfer · Conventional Mortgage PNC BANK NA
Jun 21, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2020
Deed Sale	Nov 12, 2020
Prior Sale	Jun 7, 2019 · Amount on Record
Deed Document Number	202024497
Prior Transfer Date	Jun 6, 2019
Prior Transfer Doc	0000008900
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Nov 12, 2020
Property Address	605 MCGREGOR ST, BLOOMINGTON, IL 61701-5611
Document Number	202000024497
Instrument Date	Nov 2, 2020
Instrument	2020-00024497
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Living Trust
Address	605 MCGREGOR ST, BLOOMINGTON, IL 61701-5611

Mortgage

Document Number	202000024498
Date	Nov 12, 2020
Instrument	2020-00024498

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

November 2019: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCLEAN IL
Recording Date	Nov 26, 2019
Property Address	605 MCGREGOR ST, BLOOMINGTON, IL 61701-5611
Document Number	201900019657
Instrument Date	Nov 13, 2019
Instrument	2019-00019657
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 MCGREGOR ST, BLOOMINGTON, IL 61701-5611

October 2019: Release of Agreement of Sale

Document Type	Release of Agreement of Sale
Jurisdiction	MCLEAN IL
Recording Date	Oct 24, 2019
Property Address	605 MCGREGOR ST, BLOOMINGTON, IL 61701-5611
Document Number	201900017468
Instrument Date	Oct 18, 2019
Instrument	2019-00017468
Record Updated	Feb 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 MCGREGOR ST, BLOOMINGTON, IL 61701-5611

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Jun 12, 2019
Property Address	605 MCGREGOR ST, BLOOMINGTON, IL 61701-5611
Document Number	201900008900
Instrument Date	Jun 6, 2019
Instrument	2019-00008900
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 575, HEYWORTH, IL 61745-0575

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 MCGREGOR ST, BLOOMINGTON, IL 61701-5611

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 7, 2019
Property Address	605 MCGREGOR ST, BLOOMINGTON, IL 61701-5611
Document Number	201900008641
Instrument Date	Jun 14, 2017
Instrument	2019-00008641
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$189.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 MCGREGOR ST, BLOOMINGTON, IL 61701-5611

Mortgage

Document Number	201900008642
Date	Jun 7, 2019
Instrument	2019-00008642

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate	4.37%

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 21, 2017
Property Address	605 MCGREGOR ST, BLOOMINGTON, IL 61701-5611
Document Number	201700010904
Instrument Date	Apr 14, 2017
Instrument	2017-00010904
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	605 MCGREGOR ST, BLOOMINGTON, IL 61701-5611

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,390 (+21.08%) Land $15,780 Building $45,610	$184,170 (+21.08%) Land $47,340 Building $136,830
2024	$4,125.00 (+10.41%)
2023	$3,736.00	$50,703 Land $13,033 Building $37,670	$152,109 Land $39,099 Building $113,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Watch TV.

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