605 Margaret St, Houma, LA 70360 Property Records

Terrebonne Parish property record for 605 Margaret St, Houma, LA 70360

Property Summary

Property Type	Single Family Home
Details	1,584 sqft · built 1940
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$129,900 (Jun 2024)
Tax Bill	$355 (2025)
Deeds & Mortgages	Jul 2021 Refinance Dec 2020 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`24098`

Property Details

APN / Parcel Number

Primary APN	`24098`

Interior

Building Area	1,584 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	87,120 sqft (2 acres)
Garage Type	Mixed
Garage Area	576 sqft

Location & Zoning

Street Address	605 MARGARET ST
City	HOUMA
State	LA
Zip	70360-6343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLOCK 5 DASPIT-BREAUX ADDITION & PORTION OF LOT 6 BLOCK 10 BREAUX MORRISON ADDITION. ALSO LOT 5 BLOCK 10 BREAUX MORRISO
Legal Range	17E
Legal Township	17S
Legal Subdivision	DASPIT-BREAUX ADDITION
Legal Block	5
Legal Lot Number	2,6,5,1
Jurisdiction	TERREBONNE LA
Township / Civil Division	1
Census Block Group	2
Census Block	2020
Census Tract	901

Owner

605 Margaret St is owned and occupied by two individuals who bought it in June 2024.

Source: Terrebonne Parish records, as of April 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	605 MARGARET ST, HOUMA, LA 70360-6343
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MC B&T CO
Dec 17, 2020	Deed, Transfer
Mar 23, 2020	Deed, Transfer · Stand-Alone First Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2024 · Amount on File
Deed Sale	Jun 21, 2024 · Amount on File
Prior Sale	Dec 17, 2020 · Amount on File
Deed Document Number	20241692371
Deed Book / Page	2741 / 569
Transfer Doc	2600000542
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TERREBONNE LA
Property Address	605 MARGARET ST, HOUMA, LA 70360-6343
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003273/434
Date	Jul 30, 2021
Book Page	3273/434
Instrument	1632126

Lender

Name	MC B&T CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	TERREBONNE LA
Recording Date	Dec 17, 2020
Property Address	605 MARGARET ST, HOUMA, LA 70360-6343
Document Number	0002623/47
Book / Page	2623 / 47
Instrument Date	Dec 16, 2020
Instrument	1616752
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 LOTUS DR, HOUMA, LA 70360-8415

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	TERREBONNE LA
Recording Date	Mar 23, 2020
Property Address	605 MARGARET ST, HOUMA, LA 70360-6343
Document Number	002600/542
Book / Page	2600 / 542
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003139774
Date	Mar 23, 2020
Instrument	3139/774

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	002600/542
Date	Mar 23, 2020
Book Page	2600/542

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 605 Margaret St was $355 with a homeowner's exemption, down 1.7% from the year before.

Source: Terrebonne Parish assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Terrebonne Parish
Unified School District	Terrebonne Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$355.00 (-1.66%)	$10,050 (-) Land $4,470 Building $5,580	$100,500 (-) Land $44,700 Building $55,800
2024	$361.00 (-58.93%) Homeowner's exemption	$10,050 (+5.02%) Land $4,470 Building $5,580	$100,500 (+5.02%) Land $44,700 Building $55,800
2023	$879.00 (+1.27%)	$9,570 (-) Land $4,260 Building $5,310	$95,700 (-) Land $42,600 Building $53,100
2022	$868.00	$9,570 Land $4,260 Building $5,310	$95,700 Land $42,600 Building $53,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 605 Margaret St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 20, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 94 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	94 in force
Nearby Flood Claims	15 (2002–2026)
Claims Outside the SFHA	10 of 15
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Tropical Storm Arthur, Jun 2026 · 4 claims Hurricane Ida, Aug 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 605 Margaret St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOUMA WATER TREATMENT SERVICE AREA serves 11,658 people · EPA ID LA1109001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: REV.

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