605 Main St E, Wabasha, MN 55981 Property Records

Wabasha County property record for 605 Main St E, Wabasha, MN 55981

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,198 sqft · built 1987
Lot Size0.29 acres (12,625 sqft)
OwnerCompany Name on File
Last Sale$182,900 (Jun 2016)
Tax Bill$3,348 (2026)
Deeds & MortgagesAug 2012 Line of Credit
Sep 2009 Mortgage
+ 9 more
Flood ZoneZone X (minimal risk)
APNR27.01195.03

Property Details

APN / Parcel Number

Primary APNR27.01195.03
Alternative APN
  • 27.01195.03

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,198 sqft Living Area
Basement Area660 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2002
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,625 sqft (0.29 acres)
PorchOpen Porch
Porch Area24 sqft
Deck Area84 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address605 MAIN ST E
CityWABASHA
StateMN
Zip55981-1400
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-28 TWP-111 RANGE-010 OCHSNERS SUBDIVISION PART OF LOTS 8 & 9 AS DESC IN B10 P183 TORRENS BLK 1
Legal Range10
Legal Township111
Legal Section28
Legal SubdivisionOCHSNERS SUBDIVISION
Legal Block1
Legal Lot Number8,9
JurisdictionWABASHA MN
Township / Civil DivisionWABASHA
Census Block Group3
Census Block3022
Census Tract490100

Owner

Source: Wabasha County records · APN R27.01195.03

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address605 MAIN ST E, WABASHA, MN 55981-1400
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2012Deed of Trust, Mortgage · Line of Credit
AFFINITY PLUS FCU
Sep 02, 2009Deed of Trust, Mortgage · Conventional Mortgage
AFFINITY PLUS FCU
Apr 30, 2008Deed of Trust, Mortgage · Line of Credit
AFFINITY PLUS FCU
Jun 05, 2013Deed of Trust, Mortgage · Line of Credit
AFFINITY PLUS FCU
Feb 22, 2006Deed of Trust, Mortgage · Line of Credit
FIRST STATE BANK OF WABASHA
Mar 14, 2005Deed of Trust, Mortgage · Line of Credit
AFFINITY PLUS FCU
Feb 23, 2006Deed of Trust, Mortgage · Line of Credit
FIRST STATE BANK OF WABASHA
Feb 23, 2026Transfer on Death Deed, Transfer
Dec 23, 2025Warranty Deed, Transfer
RESULTS TITLE
Sep 27, 2021Intrafamily Transfer, Transfer
May 24, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 07, 2016 · Amount on Record
Deed SaleJun 07, 2016 · Amount on Record
Deed Document Number2016512605
Last Transfer DateSep 23, 2021
Transfer Doc0000020638
Record UpdatedSep 20, 2026

August 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWABASHA MN
Property Address605 MAIN ST E, WABASHA, MN 55981-1400
Transaction TypeMortgage
Record UpdatedMar 16, 2026
Title CompanyTITLE RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000116500
DateAug 27, 2012
Instrument116500
Lender
NameAFFINITY PLUS FCU
TypeCredit Union
AddressSAINT PAUL, MN 55107
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueAug 21, 2017
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWABASHA MN
Property Address605 MAIN ST E, WABASHA, MN 55981-1400
Transaction TypeMortgage
Record UpdatedMar 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000215173
DateSep 02, 2009
Instrument215173
Lender
NameAFFINITY PLUS FCU
TypeCredit Union
AddressSAINT PAUL, MN 55107
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 01, 2024

April 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWABASHA MN
Property Address605 MAIN ST E, WABASHA, MN 55981-1400
Transaction TypeMortgage
Record UpdatedMar 16, 2026
Title CompanyTITLE RECORDING SERVICES, TITLE RECORDING SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000214455
DateApr 30, 2008
Instrument214455
Lender
NameAFFINITY PLUS FCU
TypeCredit Union
AddressSAINT PAUL, MN 55107
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWABASHA MN
Property Address605 MAIN ST E, WABASHA, MN 55981-1400
Transaction TypeMortgage
Record UpdatedMar 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000T16893
DateJun 05, 2013
InstrumentT16893
Lender
NameAFFINITY PLUS FCU
TypeCredit Union
AddressSAINT PAUL, MN 55107
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJun 01, 2023
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWABASHA MN
Property Address605 MAIN ST E, WABASHA, MN 55981-1400
Transaction TypeMortgage
Record UpdatedMar 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0001275916
DateFeb 22, 2006
Instrument1275916
Lender
NameFIRST STATE BANK OF WABASHA
AddressWABASHA, MN 55981
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueFeb 15, 2016
Interest
Rate TypeAdjustable Rate

March 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWABASHA MN
Property Address605 MAIN ST E, WABASHA, MN 55981-1400
Transaction TypeMortgage
Record UpdatedMar 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000212625
DateMar 14, 2005
Instrument212625
Lender
NameAFFINITY PLUS FCU
TypeCredit Union
AddressSAINT PAUL, MN 55107
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWABASHA MN
Property Address605 MAIN ST E, WABASHA, MN 55981-1400
Transaction TypeMortgage
Record UpdatedMar 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000213270
DateFeb 23, 2006
Instrument213270
Lender
NameFIRST STATE BANK OF WABASHA
AddressWABASHA, MN 55981
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueFeb 15, 2016
Interest
Rate TypeAdjustable Rate

February 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionWABASHA MN
Recording DateFeb 23, 2026
Property Address605 MAIN ST E, WABASHA, MN 55981-1400
Document Number0000T22334
Instrument DateFeb 23, 2026
InstrumentT22334
Transaction TypeTransfer
Record UpdatedMar 16, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWABASHA MN
Recording DateDec 23, 2025
Property Address605 MAIN ST E, WABASHA, MN 55981-1400
Document Number0000022288
Instrument DateDec 11, 2025
Instrument22288
Transaction TypeTransfer
Record UpdatedMar 16, 2026
Title CompanyRESULTS TITLE

Transaction

AmountAmount Recorded
Tax$989.67
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address609 MAIN ST E, WABASHA, MN 55981-1400

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWABASHA MN
Recording DateSep 27, 2021
Property Address605 MAIN ST E, WABASHA, MN 55981-1400
Document Number0000020638
Instrument DateSep 23, 2021
Instrument20638
Transaction TypeTransfer
Record UpdatedMar 16, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address609 MAIN ST E, WABASHA, MN 55981-1400

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWABASHA MN
Recording DateMay 24, 2017
Property Address605 MAIN ST E, WABASHA, MN 55981-1400
Document Number0000018519
Instrument DateMay 23, 2017
Instrument18519
Transaction TypeTransfer
Record UpdatedMar 16, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Wabasha County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWabasha County
MunicipalityWabasha City
Unified School DistrictWabasha-Kellogg Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,348.00 (-5.05%) Homeowner's exemption$238,200 (-2.62%) Land $30,000 Building $208,200$238,200 (-2.62%) Land $30,000 Building $208,200
2025$3,526.00 (+14.78%)$244,600 (+15.76%) Land $30,000 Building $214,600$244,600 (+15.76%) Land $30,000 Building $214,600
2023$3,072.00$211,300 Land $30,000 Building $181,300$211,300 Land $30,000 Building $181,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims60 (1986–2023)
Claims Outside the SFHA18 of 60
Most Recent ClaimApr 2023 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Apr 2023 · 13 claims
  • Severe Winter Storms, Flooding, And Tornadoes, May 2001 · 18 claims
  • Severe Flooding, High Winds,severe Storms, Apr 1997 · 17 claims

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 80% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Hiawatha Broadband Communications
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Midcontinent Communications
Cable
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 135 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWabasha
serves 2,521 people
Water SourceGroundwater
Last State InspectionDec 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Main St E

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