605 Main Rd, Monterey, MA 01245 Property Records

Berkshire County and Monterey Town property record for 605 Main Rd, Monterey, MA 01245

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,487 sqft · built 1998
Lot Size	6.2 acres (270,072 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,200,000 (Mar 2024)
Tax Bill	$9,145 (2026)
Deeds & Mortgages	Mar 2024 Sale Aug 2023 Refinance + 1 more
APN	`M:0014 B:0000 L:60`

Property Details

APN / Parcel Number

Primary APN	`M:0014 B:0000 L:60`
Alternative APNs	`MONT M:0109 B:0058 L:0` `MTRY M:0109 B:0058 L:0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,487 sqft Living Area
Gross Area	6,564 sqft
1st Floor Area	2,102 sqft
Basement Area	2,057 sqft
Unfinished Basement	2,057 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	270,072 sqft (6.2 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	605 MAIN RD
City	MONTEREY
State	MA
Zip	01245-9732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	58
Jurisdiction	MONTEREY MA
Township / Civil Division	MONTEREY
Census Block Group	2
Census Block	2048
Census Tract	933200

Owner

Source: Berkshire County and Monterey Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7605 HONEYWELL LN, BETHESDA, MD 20814-1029
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Quit Claim Deed, Transfer
Aug 31, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance NEW AMERICAN FUNDING
Jul 6, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ADAMS BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2024 · Amount on Record
Deed Sale	Mar 8, 2024 · Amount on Record
Prior Sale	Jul 6, 2020 · Amount on Record
Prior Transfer Date	Mar 1, 2024
Prior Transfer Doc	002888-119
Record Updated	Oct 29, 2026

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY MA
Recording Date	Mar 8, 2024
Property Address	605 MAIN RD, MONTEREY, MA 01245-9732
Document Number	002888-119
Book / Page	2888 / 119
Instrument Date	Mar 1, 2024
Instrument	278886
Transaction Type	Transfer
Record Updated	Mar 22, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7605 HONEYWELL LN, BETHESDA, MD 20814-1029

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY MA
Property Address	605 MAIN RD, MONTEREY, MA 01245-9732
Transaction Type	Mortgage
Record Updated	Sep 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002859-76
Date	Aug 31, 2023
Book Page	2859/76
Instrument	276685

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY MA
Recording Date	Jul 6, 2020
Property Address	605 MAIN RD, MONTEREY, MA 01245-9732
Document Number	002603-153
Book / Page	2603 / 153
Instrument Date	Jul 1, 2020
Instrument	258534
Transaction Type	Transfer
Record Updated	May 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 MAIN RD, MONTEREY, MA 01245-9732

Mortgage

Document Number	0000258535
Date	Jul 6, 2020
Instrument	258535

Lender

Name	ADAMS BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Berkshire County and Monterey Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
County Subdivision	Monterey Town
Unified School District	Southern Berkshire School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,145.00 (+21.77%)	$1,266,600 (+8.61%) Land $620,400 Building $646,200	$1,795,639
2025	$7,510.00 (+5.05%)	$1,166,200 (-) Land $608,200 Building $558,000
2024	$7,149.00 (+11.67%)	$1,166,200 (+10.93%) Land $608,200 Building $558,000
2023	$6,402.00	$1,051,300 Land $596,000 Building $455,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	9 in force
Nearby Flood Claims	21 (1984–2011)
Claims Outside the SFHA	7 of 21
Most Recent Claim	Sep 2011 · river or lake flooding
Claims by Event	Tropical Storm Irene, Aug 2011 · 9 claims Severe Storms And Flooding, Oct 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fiber Connect Fiber	8,500 / 8,500
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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