605 Key Royale Dr, Holmes Beach (Bradenton Beach), FL 34217 Property Records

Manatee County property record for 605 Key Royale Dr, Holmes Beach, FL 34217

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,645 sqft · built 1963
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,615,000 (Sep 2026)
Tax Bill	$15,267 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jan 2026 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`72837-0000-8`

Property Details

APN / Parcel Number

Primary APN	`72837-0000-8`
Alternative APN	`3416217283700008`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,645 sqft Living Area
Gross Area	3,495 sqft
1st Floor Area	2,645 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,326 sqft (0.26 acres)
View / Lot	Bay Front
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	509 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	605 KEY ROYALE DR
City	HOLMES BEACH
State	FL
Zip	34217-1229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HB_R1AA
Legal Description	LOT 3 REPLAT KEY ROYALE 2ND ADD PI#72837.0000/8
Legal Range	16E
Legal Township	34S
Legal Section	21
Legal Subdivision	KEY ROYALE 2ND ADDITION REPLAT
Legal Tract	07283300
Legal Lot Number	3
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	3
Census Block	3029
Census Tract	1801

Owner

Source: Manatee County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	605 KEY ROYALE DR, HOLMES BEACH, FL 34217-1229
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 27, 2026	Correction Deed ATTORNEY ONLY, ATTORNEY
Jan 26, 2026	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 14, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2026 · Amount on Record
Deed Sale	Sep 30, 2026 · Amount on Record
Prior Sale	Jan 27, 2026 · Amount on Record
Deed Document Number	2026113880
Prior Transfer Date	Aug 24, 2001
Prior Transfer Doc	1698006211
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Sep 30, 2026
Property Address	605 KEY ROYALE DR, HOLMES BEACH, FL 34217-1229
Document Number	0000113880
Instrument Date	Sep 30, 2026
Instrument	2026113880
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555,805.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 KEY ROYALE DR, HOLMES BEACH, FL 34217-1229

Mortgage

Document Number	0000113881,
Date	Sep 30, 2026
Instrument	2026113881

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	MANATEE FL
Recording Date	Jan 27, 2026
Property Address	605 KEY ROYALE DR, HOLMES BEACH, FL 34217-1229
Document Number	0041008956
Map Reference	MB 12 PG 57
Instrument Date	Jan 23, 2026
Instrument	202641008956
Record Updated	Feb 9, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	603 KEY ROYALE DR, HOLMES BEACH, FL 34217-1229

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	605 KEY ROYALE DR, HOLMES BEACH, FL 34217-1229

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jan 26, 2026
Property Address	605 KEY ROYALE DR, HOLMES BEACH, FL 34217-1229
Document Number	0041008524
Map Reference	MB 12 PG 57
Instrument Date	Jan 23, 2026
Instrument	202641008524
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$24,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	603 KEY ROYALE DR, HOLMES BEACH, FL 34217-1229

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	605 KEY ROYALE DR, HOLMES BEACH, FL 34217-1229

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Feb 14, 2020
Property Address	605 KEY ROYALE DR, HOLMES BEACH, FL 34217-1229
Document Number	0041016495
Instrument Date	Feb 14, 2020
Instrument	41016495
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$9,450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	605 KEY ROYALE DR HOLMES BEACH FL 342171229, HOLMES BEACH, FL 34217-1229

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Municipality	Holmes Beach City
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,859,689 (+11.55%) Land $956,250 Building $903,439	$1,859,689 (-0.11%) Land $956,250 Building $903,439
2025	$15,267.00 (-37%) Homeowner's exemption	$1,667,134 (+5.99%)	$1,861,774 (-0.98%) Land $956,250 Building $905,524
2024	$24,235.00 (+0.54%)
2023	$24,106.00 (+2.13%) Homeowner's exemption	$1,572,961 (+3%)	$1,880,265 (+23.12%) Land $850,000 Building $1,030,265
2022	$23,604.00 Homeowner's exemption	$1,527,147 Land $625,000 Building $902,147	$1,527,147 Land $625,000 Building $902,147

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 595 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	599 units insured incl. 4 condo units
Nearby Flood Claims	581 (1999–2025)
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 27 claims Hurricane Helene, Oct 2024 · 526 claims Hurricane Idalia, Aug 2023 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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