605 Katy Ln, Whitewright, TX 75491 Property Records

Grayson County property record for 605 Katy Ln, Whitewright, TX 75491

Property Summary

Property Type	Single Family Home
Details	1,386 sqft · built 2018
Lot Size	0.212 acres (9,278 sqft)
Owner	Individual Name on Record
Tax Bill	$4,151 (2024)
Deeds & Mortgages	Oct 2025 Construction Loan Mar 2024 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`233A7633004`

Property Details

APN / Parcel Number

Primary APN	`233A7633004`
Alternative APN	`390146`

Interior

Building Area	1,386 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Lot Area	9,278 sqft (0.212 acres)
Lot Dimensions	124 ft deep x 75 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	96 sqft
Utility Building	120 sqft

Location & Zoning

Account Number	390146
Street Address	605 KATY LN
City	WHITEWRIGHT
State	TX
Zip	75491-3022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROSEHILL HEIGHTS ADDN REPLAT LT 1 & 26 BLK 1 & LT 1 BLK 2, BLOCK 1, LOT 26R, ACRES .213
Legal Subdivision	ROSEHILL HEIGHTS ADDN REPLAT LT 1 & 26 B
Legal Block	1
Legal Lot Number	26R
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	2
Census Block	2000
Census Tract	1802

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	605 KATY LN, WHITEWRIGHT, TX 75491-3022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed of Trust, Mortgage · Construction Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Mar 14, 2024	Deed of Trust, Mortgage · Construction Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Jul 7, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 15, 2022	Vendor's Lien, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2022
Deed Sale	Mar 15, 2022
Prior Sale	Oct 1, 2018
Deed Document Number	2022-8644
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	605 KATY LN, WHITEWRIGHT, TX 75491-3022
Transaction Type	Mortgage
Record Updated	Nov 5, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 KATY LN, WHITEWRIGHT, TX 75491-3022

Mortgage

Document Number	0000027722
Date	Oct 24, 2025
Instrument	2025-27722

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Oct 1, 2065

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	605 KATY LN, WHITEWRIGHT, TX 75491-3022
Transaction Type	Mortgage
Record Updated	Apr 3, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 KATY LN, WHITEWRIGHT, TX 75491-3022

Mortgage

Document Number	0000006873
Date	Mar 14, 2024
Instrument	6873

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Apr 1, 2052

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	605 KATY LN, WHITEWRIGHT, TX 75491-3022
Transaction Type	Mortgage
Record Updated	Jul 24, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 KATY LN, WHITEWRIGHT, TX 75491-3022

Mortgage

Document Number	0000017334
Date	Jul 7, 2023
Instrument	2023-17334

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Apr 1, 2052

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Mar 15, 2022
Property Address	605 KATY LN, WHITEWRIGHT, TX 75491-3022
Document Number	0000008644
Map Reference	DOC 2017-3284
Instrument Date	Mar 11, 2022
Instrument	2022-8644
Transaction Type	Transfer
Record Updated	Apr 5, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 KATY LN, WHITEWRIGHT, TX 75491-3022

Mortgage

Document Number	0000008645
Date	Mar 15, 2022
Instrument	2022-8645

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Whitewright Town
Unified School District	Whitewright Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$272,896 (+7.74%) Land $42,216 Building $230,680	$272,896 (+7.74%) Land $42,216 Building $230,680
2024	$4,151.00 (+9.06%)
2023		$253,280 Land $39,618 Building $213,662	$253,280 Land $39,618 Building $213,662
2022	$3,806.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITEWRIGHT serves 1,725 people · EPA ID TX0910011
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
TekWav Fixed Wireless	500 / 100
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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