605 Jay St, Celina, OH 45822 Property Records

Mercer County property record for 605 Jay St, Celina, OH 45822

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 980 sqft · built 1938
Lot Size0.197 acres (8,580 sqft)
OwnerIndividual Name on File
Last Sale$69,000 (Feb 2010)
Tax Bill$1,556 (2025)
Deeds & MortgagesMar 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN27-192100.0000

Property Details

APN / Parcel Number

Primary APN27-192100.0000
Alternative APN
  • 08-01-334-004

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area980 sqft Living Area

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1938
Lot Area8,580 sqft (0.197 acres)
Lot Dimensions52 ft deep x 165 ft wide
Garage TypeAttached
Garage Area594 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address605 JAY ST
CityCELINA
StateOH
Zip45822-2329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGODFREY HEIGHTS ADD LOT#: 61
Legal SubdivisionGODFREY ADD
Legal Lot Number61
JurisdictionMERCER OH
Township / Civil DivisionJEFFERSON
Census Block Group4
Census Block4012
Census Tract967400

Owner

605 Jay St is owned and occupied by an individual who bought it in February 2010.

Source: Mercer County records, as of July 7, 2026

Owner of RecordIndividual Name on File
Mailing Address605 JAY ST, CELINA, OH 45822-2329
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 16, 2010 · Amount on File
Deed SaleFeb 16, 2010 · Amount on File
Prior SaleSep 17, 2007 · Amount on File
Deed Document Number2010719
Record UpdatedOct 29, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address605 JAY ST, CELINA, OH 45822-2329
Transaction TypeMortgage
Record UpdatedMar 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201800001107
DateMar 14, 2018
Instrument201800001107
Lender
NameTHE PEOPLES BANK CO
TypeBank
AddressCOLDWATER, OH 45828
Agreement
TypeLine of Credit
AmountAmount on Record
Term181 Months
DueApr 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 605 Jay St was $1,556.

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMercer County
County SubdivisionJefferson Township
MunicipalityCelina City
Unified School DistrictCelina City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,556.00$36,650 Land $8,960 Building $27,690
2023$1,479.00 (-2.38%)$36,650 (+17.24%) Land $8,960 Building $27,690$104,700 Land $25,600 Building $79,100
2022$1,515.00$31,260 Land $6,340 Building $24,920
2020$89,300 Land $18,100 Building $71,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 605 Jay St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims7 (2003–2011)
Claims Outside the SFHA2 of 7
Most Recent ClaimDec 2011 · river or lake flooding
Claims by Event
  • Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims
  • Severe Storms And Flooding, Jul 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 605 Jay St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CELINA
serves 11,682 people · EPA ID OH5400011
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber · Fixed Wireless
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Jay St

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