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605 Jay Ave, McAllen, TX 78504 Property Records

Hidalgo County property record for 605 Jay Ave, McAllen, TX 78504 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,965 sqft · built 1992
Lot Size0.165 acres (7,182 sqft)
Owner2 Individual Names on File
Last Sale$317,800 (Aug 2021)
Tax Bill$5,998 (2025)
Deeds & MortgagesJul 2026 Line of Credit
May 2020 Mortgage
+ 2 more
APNS269101000002900

Property Details

APN / Parcel Number

Primary APNS269101000002900
Alternative APNs
  • R458169
  • 458169

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,965 sqft Living Area
Gross Area2,494 sqft
1st Floor Area1,965 sqft
FlooringTile

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area7,182 sqft (0.165 acres)
Lot Dimensions114 ft deep x 63 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area85 sqft
PorchCovered Porch
Porch Area112 sqft
Patio Area22 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address605 JAY AVE
CityMCALLEN
StateTX
Zip78504-2051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHADY OAKS UT 1 LOT 29
Legal SubdivisionSHADY OAKS UT 1 - SML
Legal Block1
Legal Lot Number29
JurisdictionHIDALGO TX
Township / Civil DivisionEDINBURG
Census Block Group1
Census Block1015
Census Tract23535

Owner

Source: Hidalgo County records · APN S269101000002900

Assessment roll updated September 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address605 JAY AVE, MCALLEN, TX 78504-2051
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2026Deed of Trust, Mortgage · Line of Credit
CREDIT UNION ONE
May 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
GOLDWATER BANK NA
Aug 12, 2021Vendor's Lien, Transfer · Conventional Mortgage
CORNERSTONE HOME LENDING INC
Jun 06, 2018Warranty Deed, Transfer · FHA Mortgage
FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 12, 2021 · Amount on Record
Deed SaleAug 12, 2021 · Amount on Record
Prior SaleJun 06, 2018 · Amount on Record
Deed Document Number20213252807
Prior Transfer DateAug 10, 2021
Prior Transfer Doc0003252807
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIDALGO TX
Recording DateJul 31, 2026
Property Address605 JAY AVE, MCALLEN, TX 78504-2051
Document Number0003775223
Instrument DateJul 27, 2026
Instrument20263775223
Transaction TypeMortgage
Record UpdatedAug 13, 2026
Title CompanySIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 JAY AVE, MCALLEN, TX 78504-2051

Mortgage

Document Number0003775223,
DateJul 31, 2026
Instrument20263775223
Lender
NameCREDIT UNION ONE
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 05, 2046
Interest
Rate6.49%
Max Rate-1%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIDALGO TX
Property Address605 JAY AVE, MCALLEN, TX 78504-2051
Transaction TypeMortgage
Record UpdatedJan 28, 2022
Title CompanyEDWARDS ABSTRACT AND TTL CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003113779
DateMay 20, 2020
Instrument3113779
Lender
NameGOLDWATER BANK NA
TypeBank
AddressPHOENIX, AZ 85016
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

August 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHIDALGO TX
Recording DateAug 12, 2021
Property Address605 JAY AVE, MCALLEN, TX 78504-2051
Document Number0003252807
Map ReferenceVOL 26 PG 106A
Instrument DateAug 10, 2021
Instrument3252807
Transaction TypeTransfer
Record UpdatedAug 26, 2021
Title CompanyNOT AVAILABLE, EDWARDS ABSTRACT

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address925 S HIGHLAND AVE, 925, CHANUTE, KS 66720-3018

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 JAY AVE, MCALLEN, TX 78504-2051

Mortgage

Document Number0003252808
DateAug 12, 2021
Instrument3252808
Lender
NameCORNERSTONE HOME LENDING INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIDALGO TX
Recording DateJun 06, 2018
Property Address605 JAY AVE, MCALLEN, TX 78504-2051
Document Number0002922359
Instrument DateJun 04, 2018
Instrument2922359
Transaction TypeTransfer
Record UpdatedJun 29, 2018
Title CompanyLANDTITLE TX LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address605 JAY AVE MCALLEN TX 785042051, MCALLEN, TX 78504-2051

Mortgage

Document Number2922360
DateJun 06, 2018
Instrument2922360
Lender
NameFIRST CHOICE LN SVCS
TypeFunding / Finance Company
AddressEAST BRUNSWICK, NJ 08816
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 05, 2048

Tax Assessment & Valuation

Source: Hidalgo County records · Assessment roll updated September 15, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyHidalgo County
MunicipalityMcAllen City
Unified School DistrictMcAllen Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,998.00 (+11.24%)$262,349 (-8.24%) Land $73,616 Building $188,733$262,349 (-8.24%) Land $73,616 Building $188,733
2024$5,392.00 (-19.83%)
2023$6,726.00 (+17.65%)$285,899 Land $73,616 Building $212,283$285,899 Land $73,616 Building $212,283
2022$5,717.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482150235351, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 68 individual NFIP policies nearby
Nearby Flood Policies68 in force
Nearby Flood Claims4 (2012–2025)
Claims Outside the SFHA4 of 4
Most Recent ClaimMar 2025, rainfall accumulation, Severe Storms And Flooding
Claims By Storm
  • Hurricane Hanna, Jul 2020 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually ListedLouisiana-Rio Grande Canal Company Irrigation System
listed 1995 · 3 contributing resources · NRIS 95001284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 390 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
Wireless InternetFixed Wireless (licensed-by-rule)400 / 100
VerizonFixed Wireless300 / 20

May also be available at this address: AT&T, Valley Telephone Cooperative, Inc. (TX), T-Mobile USA, Smartcom Telephone, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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