605 Jackson St, Prophetstown, IL 61277 Property Records

Whiteside County property record for 605 Jackson St, Prophetstown, IL 61277

Property Summary

Property Type	Single Family Home
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Jan 2020)
Tax Bill	$3,482 (2025)
Deeds & Mortgages	Jul 2021 Refinance Jun 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2105231003`

Property Details

APN / Parcel Number

Primary APN	`2105231003`
Alternative APNs	`103978` `119052`

Exterior

Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Location & Zoning

Account Number	119052
Street Address	605 JACKSON ST
City	PROPHETSTOWN
State	IL
Zip	61277-1427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAMSAY-SMITH & GREENE LOT 10 BLK 14 93100X
Legal Subdivision	RAMSEY SMITH & GREENE ADDITION
Legal Block	14
Legal Lot Number	10
Jurisdiction	WHITESIDE IL
Township / Civil Division	PROPHETSTOWN
Census Block Group	2
Census Block	2029
Census Tract	700

Owner

605 Jackson St is owned and occupied by an individual who acquired it in May 2021.

Source: Whiteside County records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	605 JACKSON ST, PROPHETSTOWN, IL 61277-1427
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS NATIONAL BANK
Jun 2, 2021	Quit Claim Deed, Transfer Quitclaim
Jan 9, 2020	Grant Deed, Transfer · Line of Credit FARMERS NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2020 · Amount on File
Deed Sale	Jan 9, 2020 · Amount on File
Deed Document Number	202020-00203
Last Transfer Date	May 26, 2021
Transfer Doc	0000003784
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	605 JACKSON ST, PROPHETSTOWN, IL 61277-1427
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202104855
Date	Jul 13, 2021
Instrument	2021-04855

Lender

Name	FARMERS NATIONAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jun 2, 2021
Property Address	605 JACKSON ST, PROPHETSTOWN, IL 61277-1427
Document Number	0202103784
Instrument Date	May 26, 2021
Instrument	2021-03784
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	605 JACKSON ST, PROPHETSTOWN, IL 61277-1427

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jan 9, 2020
Property Address	605 JACKSON ST, PROPHETSTOWN, IL 61277-1427
Document Number	0000000203
Instrument Date	Dec 30, 2019
Instrument	203
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	HB WILKERSON TITLE COMPANY INC, HB WILKERSON TITLE CO INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$112.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	605 S JACKSON ST MORRISON IL 612702929, MORRISON, IL 61270-2929

Mortgage

Document Number	205
Date	Jan 9, 2020
Instrument	205

Lender

Name	FARMERS NAT'L BK
Type	Bank
Address	PROPHETSTOWN, IL 61277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jan 8, 2025

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 605 Jackson St was $3,482.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Prophetstown Township
Municipality	Prophetstown City
Unified School District	Prophetstown-Lyndon-Tampico Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,482.00	$50,034 Land $4,239 Building $45,795
2024			$150,102 Land $12,717 Building $137,385

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 605 Jackson St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1986–2026)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 605 Jackson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROPHETSTOWN serves 1,946 people · EPA ID IL1950400
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable	2,000 / 1,000
Strada Communications Fiber	1,000 / 1,000

May also be available: Nextlink.

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