605 Hills Ln, Tool (Kemp), TX 75143 Property Records

Henderson County property record for 605 Hills Ln, Tool, TX 75143

Property Summary

Property Type	Farm - Irrigated or Dry
Details	2.5 ba · 2,432 sqft · built 1975
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Mar 2025)
Tax Bill	$3,100 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0253-0070-0000-50`

Property Details

APN / Parcel Number

Primary APN	`0253-0070-0000-50`
Alternative APNs	`R000008366` `215815`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,432 sqft Gross Area
1st Floor Area	1,664 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	29,621 sqft (0.68 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	96 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	215815
Street Address	605 HILLS LN
City	TOOL
State	TX
Zip	75143-5403
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	TR #7 AB 253 J M GARDNER SUR, TR #7
Legal Subdivision	J M GARDNER SUR
Legal Tract	7
Jurisdiction	HENDERSON TX
Township / Civil Division	CEDAR CREEK LAKE
Census Block Group	1
Census Block	1021
Census Tract	950801

Owner

Source: Henderson County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	605 HILLS LN, TOOL, TX 75143-5403
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Dec 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF KEMP
Oct 22, 2008	Deed of Trust, Mortgage · Reverse Mortgage TEXAS TRUST CREDIT UNION
Mar 13, 2025	Vendor's Lien, Transfer · Conventional Mortgage WILLOW BEND MORTGAGE CO
Dec 17, 2018	Vendor's Lien, Transfer FIRST NATIONAL BANK OF KEMP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2025 · Amount on Record
Deed Sale	Mar 13, 2025 · Amount on Record
Prior Sale	Apr 17, 2006
Deed Document Number	20253415
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	605 HILLS LN, TOOL, TX 75143-5403
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	NAVY FEDERAL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100007820
Date	Apr 28, 2021
Instrument	2021-00007820

Lender

Name	NAVY FCU
Type	Credit Union
Address	STONEHAM, MA 02180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	605 HILLS LN, TOOL, TX 75143-5403
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	FIRST WESTERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800017404
Date	Dec 17, 2018
Instrument	2018-00017404

Lender

Name	FIRST NATIONAL BANK OF KEMP
Type	Bank
Address	KEMP, TX 75143

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

October 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	605 HILLS LN, TOOL, TX 75143-5403
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002916/040
Date	Oct 22, 2008
Book Page	2916/040
Instrument	0017132

Lender

Name	TEXAS TRUST CREDIT UNION
Address	GRAND PRAIRIE, TX 75051

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.09%
Type Change Date	Jan 1, 2009
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	13%

March 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HENDERSON TX
Recording Date	Mar 13, 2025
Property Address	605 HILLS LN, TOOL, TX 75143-5403
Document Number	202500003415
Instrument Date	Mar 12, 2025
Instrument	2025-00003415
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	FAIR TEXAS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 HILLS LN, TOOL, TX 75143-5403

Mortgage

Document Number	202500003416
Date	Mar 13, 2025
Instrument	2025-00003416

Lender

Name	WILLOW BEND MORTGAGE CO
Type	Mortgage Company
Address	RIO VISTA, TX 76093
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

December 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HENDERSON TX
Recording Date	Dec 17, 2018
Property Address	2401 CIRCLE DR, TOOL, TX 75143
Document Number	201800017397
Map Reference	VOL2642 PG664
Instrument Date	Dec 6, 2018
Instrument	2018-00017397
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	FIRST WESTERN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14405 WALTERS RD STE 200, 200, HOUSTON, TX 77014-1345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 HILLS LN, TOOL, TX 75143-5403

Mortgage

Date	Dec 17, 2018

Lender

Name	FIRST NATIONAL BANK OF KEMP
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of September 17, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Henderson County
Unified School District	Mabank Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,100.00 (-23.78%)	$318,030 (+8.79%) Land $25,337 Building $292,693	$318,030 (+8.79%) Land $25,337 Building $292,693
2023	$4,067.00 (+6.1%)	$292,323 Land $18,768 Building $273,555	$292,323 Land $18,768 Building $273,555
2022	$3,833.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CEDAR CREEK MUD serves 24,414 people · EPA ID TX1070190
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30
Conquest Wireless Fixed Wireless	175 / 50

May also be available: Nextlink, Verizon.

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