La Crosse County property record for 605 Herman Ct, Onalaska, WI 54650
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.469 acres (20,473 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,000 (Oct 2023) |
| Tax Bill | $4,549 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Apr 2009 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-002044-049 |
| Primary APN | 018-002044-049 |
|---|---|
| Alternative APNs |
|
| Lot Area | 20,473 sqft (0.469 acres) |
|---|
| Account Number | 42180 |
|---|---|
| Old Parcel Number | 18 2044 49 |
| Street Address | 605 HERMAN CT |
| City | ONALASKA |
| State | WI |
| Zip | 54650-2421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1ST ADDN HILLTOPPER HEIGHTS LOT 10 BLOCK 6 |
| Legal Range | 07 |
| Legal Township | 16 |
| Legal Section | 04 |
| Legal Quarter | NW |
| Quarter-Quarter Section | SE |
| Legal Subdivision | ST ADDN HILLTOPPER HEIGHTS |
| Legal Block | 6 |
| Legal Lot Number | 10 |
| Jurisdiction | LA CROSSE WI |
| Township / Civil Division | ONALASKA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 10401 |
605 Herman Ct is owned and occupied by an individual who bought it in October 2023.
Source: La Crosse County records, as of February 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 605 HERMAN CT, ONALASKA, WI 54650-2421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 7, 2023 | Deed of Trust, Mortgage · Line of Credit ALTRA FCU |
| Apr 24, 2009 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 15, 2012 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 4, 2010 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Mar 12, 2007 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Oct 3, 2023 | Warranty Deed, Transfer · Conventional Mortgage ALTRA FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2023 · Amount on File |
| Deed Sale | Oct 3, 2023 · Amount on File |
| Deed Document Number | 1812976 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Property Address | 605 HERMAN CT, ONALASKA, WI 54650-2421 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001811942 |
|---|---|
| Date | Sep 7, 2023 |
| Instrument | 1811942 |
| Name | ALTRA FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 6, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Property Address | 605 HERMAN CT, ONALASKA, WI 54650-2421 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001524369 |
|---|---|
| Date | Apr 24, 2009 |
| Instrument | 1524369 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | NEWARK, NJ 07101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Property Address | 605 HERMAN CT, ONALASKA, WI 54650-2421 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001609847 |
|---|---|
| Date | Nov 15, 2012 |
| Instrument | 1609847 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Property Address | 605 HERMAN CT, ONALASKA, WI 54650-2421 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001554938 |
|---|---|
| Date | Aug 4, 2010 |
| Instrument | 1554938 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Aug 26, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Property Address | 605 HERMAN CT, ONALASKA, WI 54650-2421 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001469852 |
|---|---|
| Date | Mar 12, 2007 |
| Instrument | 1469852 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Feb 13, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Recording Date | Oct 3, 2023 |
| Property Address | 605 HERMAN CT, ONALASKA, WI 54650-2421 |
| Document Number | 0001812976 |
| Instrument Date | Oct 2, 2023 |
| Instrument | 1812976 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | TOWN AND COUNTRY TITLE GUARANTY, TOWN & COUNTRY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,020.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0001812977 |
|---|---|
| Date | Oct 3, 2023 |
| Instrument | 1812977 |
| Name | ALTRA FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 9% |
| Index | 1-Year CMT |
| Max Rate | 13% |
The 2025 property tax bill for 605 Herman Ct was $4,549 with a homeowner's exemption.
Source: La Crosse County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | La Crosse County |
| Municipality | Onalaska City |
| Unified School District | Onalaska School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,549.00 Homeowner's exemption | $348,900 Land $84,700 Building $264,200 | $352,900 |
| 2023 | $5,010.00 (+4.24%) Homeowner's exemption | $296,700 (-) Land $60,500 Building $236,200 | $296,700 (-) Land $60,500 Building $236,200 |
| 2022 | $4,806.00 Homeowner's exemption | $296,700 Land $60,500 Building $236,200 | $296,700 Land $60,500 Building $236,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 605 Herman Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 605 Herman Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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