605 Helen St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 605 Helen St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,685 sqft · built 2007
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$40,000 (Feb 2007)
Tax Bill	$1,927 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`105230-0111`

Property Details

APN / Parcel Number

Primary APN	`105230-0111`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,685 sqft Living Area
Gross Area	2,983 sqft
1st Floor Area	1,152 sqft
Attic	Attic
Attic Area	332 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	105 ft deep x 69 ft wide
Garage Type	Attached
Garage Area	966 sqft
Parking Spaces	4 Parking Spaces
Porch	Finished/Open Porch
Porch Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	605 HELEN ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-3060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	4-30 OSCEOLA ACRES W68.75FT OF LOTS 11 & 12 BLK 25 OR2868/960
Legal Range	29E
Legal Township	07S
Legal Section	41
Legal Subdivision	OSCEOLA ACRES
Legal Block	25
Legal Lot Number	11,12
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2001
Census Tract	21002

Owner

Source: St. Johns County records · APN 105230-0111

Assessment roll updated April 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	605 HELEN ST, SAINT AUGUSTINE, FL 32084-3060
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 16, 2007 · Amount on Record
Deed Sale	Feb 16, 2007 · Amount on Record
Deed Document Number	200711214
Deed Book / Page	2868 / 960
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	605 HELEN ST, SAINT AUGUSTINE, FL 32084-3060
Transaction Type	Mortgage
Record Updated	Feb 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 HELEN ST, SAINT AUGUSTINE, FL 32084-3060

Mortgage

Document Number	0053981416
Date	Oct 20, 2021
Book Page	5398/1416
Instrument	2021114370

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Nov 01, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,872 (+2.7%)	$360,649 (+6.15%) Land $75,000 Building $285,649
2025	$1,927.00 (+15.11%) Homeowner's exemption	$156,643 (+5.99%)	$339,745 (-10.99%) Land $75,000 Building $264,745
2024	$1,674.00 (+2.32%)
2023	$1,636.00 (+3.87%) Homeowner's exemption	$147,794 (+3%)	$381,694 (-4.87%) Land $50,309 Building $331,385
2022	$1,575.00 Homeowner's exemption	$143,489	$401,243 Land $50,309 Building $350,934

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	15 (1989–2020)
Claims Outside the SFHA	12 of 15
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Based on FCC filings for 234 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST. AUGUSTINE WS serves 43,069 people
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.