605 Havenhurst Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 605 Havenhurst Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,858 sqft · built 2006
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (May 2020)
Tax Bill	$6,660 (2025)
Deeds & Mortgages	May 2020 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T061200112`

Property Details

APN / Parcel Number

Primary APN	`T061200112`
Alternative APN	`3-0155-9843-00-041B.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,858 sqft Living Area
Gross Area	6,116 sqft
1st Floor Area	2,016 sqft
Basement Area	1,798 sqft
Finished Basement	1,200 sqft
Unfinished Basement	598 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	78 sqft
Patio Area	282 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T061200112
Street Address	605 HAVENHURST CT
City	O FALLON
State	MO
Zip	63368-6746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOX HAVEN #2 LOT 41B
Legal Subdivision	FOX HAVEN #2
Legal Lot Number	41B
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1005
Census Tract	312209

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	605 HAVENHURST CT, O FALLON, MO 63368-6746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2020	Warranty Deed, Transfer · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Oct 8, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Nov 13, 2017	Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2020 · Amount on Record
Deed Sale	May 26, 2020 · Amount on Record
Prior Sale	Oct 8, 2019 · Amount on Record
Deed Document Number	2020341430
Deed Book / Page	7303 / 940
Prior Transfer Date	Oct 2, 2019
Prior Transfer Doc	0071580358
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 26, 2020
Property Address	605 HAVENHURST CT, O FALLON, MO 63368-6746
Document Number	0073030940
Book / Page	7303 / 940
Map Reference	MB 42 PG 142
Instrument Date	May 22, 2020
Instrument	20200526000341430
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CHESTERFIELD TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 HAVENHURST CT, O FALLON, MO 63368-6746

Mortgage

Document Number	20200526000341440
Date	May 26, 2020
Instrument	20200526000341440

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Oct 8, 2019
Property Address	605 HAVENHURST CT, O FALLON, MO 63368-6746
Document Number	0071580358
Book / Page	7158 / 0358
Map Reference	MB 42 PG 142
Instrument Date	Oct 2, 2019
Instrument	20191008000560560
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	SYNERGY TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	605 HAVENHURST CT, O FALLON, MO 63368-6746

Mortgage

Document Number	20191008000560570
Date	Oct 8, 2019
Instrument	20191008000560570

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 13, 2017
Property Address	605 HAVENHURST CT, O FALLON, MO 63368-6746
Document Number	0068371439
Book / Page	6837 / 1439
Map Reference	MB 42 PG 142
Instrument Date	Nov 7, 2017
Instrument	20171113000705860
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 RIDER TRAIL PLAZA DR # DR300, 1, EARTH CITY, MO 63045-1313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 HAVENHURST CT, O FALLON, MO 63368-6746

Mortgage

Document Number	20171113000705870
Date	Nov 13, 2017
Instrument	20171113000705870

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,783 (-)	$577,803 (-) Land $85,000 Building $492,803
2025	$6,660.00 (+6.8%)	$109,783 (+10.18%)	$577,803 (+10.18%) Land $85,000 Building $492,803
2024	$6,236.00
2023		$99,638
2022			$524,409 Land $65,000 Building $459,409

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	940 / 940
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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