605 Harmon St, Saint Joseph, MO 64504 Property Records

Buchanan County property record for 605 Harmon St, Saint Joseph, MO 64504

Property Summary

Property Type	Single Family Home
Details	1,196 sqft · built 1927
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on File
Last Sale	$23,101 (Mar 2022)
Tax Bill	$835 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Mar 2022 Foreclosure
APN	`06-9.0-32-001-003-054.000`

Property Details

APN / Parcel Number

Primary APN	`06-9.0-32-001-003-054.000`

Interior

Building Area	1,196 sqft Base Area
1st Floor Area	1,196 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	132 ft deep x 50 ft wide

Location & Zoning

Street Address	605 HARMON ST
City	SAINT JOSEPH
State	MO
Zip	64504-1725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:HYDE PARK LOT:21 BLK:2LGL DESC:& L 22
Legal Subdivision	HYDE PARK
Legal Block	2
Legal Lot Number	21
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2008
Census Tract	2300

Owner

605 Harmon St is owned by a company that bought it in March 2022.

Source: Buchanan County records, as of August 14, 2026

Owner of Record	Company Name on File
Mailing Address	15954 S MUR LEN RD, OLATHE, KS 66062-8300
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Deed of Trust, Mortgage · Line of Credit RIVERSTONE BANK
Mar 15, 2022	Trustee's Deed, Foreclosure · Line of Credit FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2022 · Amount on File
Deed Sale	Mar 15, 2022 · Amount on File
Prior Sale	Dec 16, 2008 · Amount on File
Deed Document Number	20222433
Deed Book / Page	3773 / 851
Prior Transfer Date	Aug 27, 2005
Prior Transfer Doc	02826/0583
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	605 HARMON ST, SAINT JOSEPH, MO 64504-1725
Transaction Type	Mortgage
Record Updated	Dec 4, 2023
Title Company	COFFELT LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003781/475
Date	Oct 17, 2022
Book Page	3781/475
Instrument	2022010106

Lender

Name	RIVERSTONE BANK
Type	Bank
Address	EAGLE, NE 68347

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 7, 2042

Interest

Rate Type	Adjustable Rate

March 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BUCHANAN MO
Recording Date	Mar 15, 2022
Property Address	605 HARMON ST, SAINT JOSEPH, MO 64504-1725
Document Number	003773/851
Book / Page	3773 / 851
Instrument Date	Mar 7, 2022
Instrument	2022002433
Transaction Type	Foreclosure
Record Updated	Mar 30, 2022
Title Company	COFFELT LAND TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 HARMON ST, 605, SAINT JOSEPH, MO 64504-1725

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15954 S MUR LEN RD # 264, 264, OLATHE, KS 66062-8300

Mortgage

Document Number	0003774/98
Date	Mar 22, 2022
Book Page	3774/98
Instrument	2022002683

Lender

Name	FIRST STATE BANK
Type	Bank
Address	OMAHA, NE 68127

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 605 Harmon St was $835.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$835.00	$11,610 Land $2,470 Building $9,140	$61,140 Land $13,020 Building $48,120
2024	$835.00 (+15.01%)
2023	$726.00 (-0.68%)	$11,020 (-) Land $2,470 Building $8,550	$58,020 Land $13,020 Building $45,000
2022	$731.00	$11,020 Land $2,470 Building $8,550
2021			$58,020 Land $13,020 Building $45,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 605 Harmon St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 605 Harmon St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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