605 Gibraltar Ln, Lorena, TX 76655 Property Records

McLennan County property record for 605 Gibraltar Ln, Lorena, TX 76655

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,139 sqft · built 1999
Lot Size	0.396 acres (17,250 sqft)
Owner	Individual Name on Record
Last Sale	$563,920 (May 2026)
Tax Bill	$7,777 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jan 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-072100-000207-3`

Property Details

APN / Parcel Number

Primary APN	`30-072100-000207-3`
Alternative APNs	`3007210000020730111` `130441`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,139 sqft Living Area
Gross Area	3,612 sqft
1st Floor Area	3,139 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	17,250 sqft (0.396 acres)
Lot Dimensions	150 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	473 sqft
Driveway	Concrete Driveway
Driveway Area	1,440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	550 sqft
Porch	Open Porch
Porch Area	120 sqft
Patio Area	623 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	605 GIBRALTAR LN
City	LORENA
State	TX
Zip	76655-4060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	QUARRY LOT 7 BLOCK 2 ACRES .396
Legal Subdivision	QUARRY
Legal Block	2
Legal Lot Number	7
Jurisdiction	MCLENNAN TX
Township / Civil Division	MOODY-LORENA
Census Block Group	3
Census Block	3021
Census Tract	3801

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	605 GIBRALTAR LN, LORENA, TX 76655-4060
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed, Transfer · Conventional Mortgage COMMUNITY BANK AND TRUST WACO TX
Jan 12, 2023	Vendor's Lien, Transfer · Conventional Mortgage CADENCE BANK NA
Sep 12, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Prior Sale	Jan 12, 2023 · Amount on Record
Deed Document Number	202615748
Prior Transfer Date	Aug 4, 2016
Prior Transfer Doc	0000025779
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 18, 2026
Property Address	605 GIBRALTAR LN, LORENA, TX 76655-4060
Document Number	0000015748
Instrument Date	May 15, 2026
Instrument	202615748
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 GIBRALTAR LN, LORENA, TX 76655-4060

Mortgage

Document Number	0000015749,
Date	May 18, 2026
Instrument	202615749

Lender

Name	COMMUNITY BANK AND TRUST WACO TX

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.46%
Max Rate	-1%

January 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jan 12, 2023
Property Address	605 GIBRALTAR LN, LORENA, TX 76655-4060
Document Number	0000001125
Map Reference	VOL 1865 PG 872
Instrument Date	Jan 10, 2023
Instrument	2023001125
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 GIBRALTAR LN, LORENA, TX 76655-4060

Mortgage

Document Number	0000001126
Date	Jan 12, 2023
Instrument	2023001126

Lender

Name	CADENCE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 5, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2030
Change Frequency	Annually
Min Rate At Change	6%
Max Rate At Change	11%
Index	1-Year CMT
Max Rate	11%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	605 GIBRALTAR LN, LORENA, TX 76655-4060
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030713
Date	Sep 12, 2019
Instrument	2019030713

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Lorena City
Unified School District	Lorena Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$532,400 (+1%)	$542,715 (-6.6%) Land $57,443 Building $485,272
2025	$7,777.00 (+9.86%) Homeowner's exemption	$484,000 (+1%)	$581,040 (+32.05%) Land $52,100 Building $528,940
2024	$7,079.00 (-5.45%)
2023		$440,000 Land $52,100 Building $387,900	$440,000 Land $52,100 Building $387,900
2022	$7,487.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LORENA serves 1,776 people · EPA ID TX1550036
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Rise Broadband Fiber	1,000 / 200
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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