605 Garford Ave, Elyria, OH 44035 Property Records

Lorain County property record for 605 Garford Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,321 sqft · built 1932
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$177,000 (Aug 2020)
Tax Bill	$2,977 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-25-005-109-019`

Property Details

APN / Parcel Number

Primary APN	`06-25-005-109-019`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,321 sqft Living Area
1st Floor Area	1,119 sqft
2nd Floor Area	1,202 sqft
Attic Area	424 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1960
Architectural Style	Traditional
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	150 ft deep x 41 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	16 sqft
Patio Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	605 GARFORD AVE
City	ELYRIA
State	OH
Zip	44035-6646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EASTERN HEIGHTS 41.21 X 150
Legal Subdivision	EASTERN HEIGHTS LAND COS 06
Legal Tract	25
Legal Block	109
Legal Lot Number	1368
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2009
Census Tract	71100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	605 GARFORD AVE, ELYRIA, OH 44035-6646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2020 · Amount on Record
Deed Sale	Aug 6, 2020 · Amount on Record
Prior Sale	Jan 23, 2012
Deed Document Number	2020004448
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 6, 2020
Property Address	605 GARFORD AVE, ELYRIA, OH 44035-6646
Document Number	0000772712
Instrument Date	Jul 29, 2020
Instrument	772712
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$708.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 GARFORD AVE ELYRIA OH 440356646, ELYRIA, OH 44035-6646

Mortgage

Document Number	772713
Date	Aug 6, 2020
Instrument	772713

Lender

Name	DOLLAR BK
Type	Bank
Address	CANTON, OH 44711-8469

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2050

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,977.00	$60,220 (+%) Land $6,690 Building $53,530	$172,050 (-) Land $19,110 Building $152,940
2024	$2,977.00 (-1.65%)	$60,218 (+11.04%) Land $6,689 Building $53,529	$172,050 (+11.04%) Land $19,110 Building $152,940
2023	$3,027.00 (+0.33%)	$54,230 (-) Land $6,850 Building $47,380	$154,940 (-) Land $19,570 Building $135,370
2022	$3,017.00	$54,230 Land $6,850 Building $47,380
2021			$154,940 Land $19,570 Building $135,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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