605 Gardner St, Belvidere, IL 61008 Property Records

Boone County property record for 605 Gardner St, Belvidere, IL 61008

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,576 sqft · built 1946
Lot Size	0.206 acres (8,976 sqft)
Owner	Individual Name on File
Last Sale	$101,500 (Apr 2017)
Tax Bill	$4,172 (2025)
Deeds & Mortgages	Apr 2017 Sale Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-25-103-008`

Property Details

APN / Parcel Number

Primary APN	`05-25-103-008`
Alternative APN	`05-05-25-103-008`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,576 sqft Living Area
Gross Area	2,296 sqft
1st Floor Area	2,296 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft
Game Room	Game Room

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1983
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,976 sqft (0.206 acres)
Lot Dimensions	136 ft deep x 66 ft wide
Garage Type	Mixed
Garage Area	1,324 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	05-05-25-103-008
Street Address	605 GARDNER ST
City	BELVIDERE
State	IL
Zip	61008-2329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25-44-3 LT 8 BLK 4 1ST ADD TO MAPLE RANGE 605 GARDNER ST
Legal Subdivision	1ST ADD TO MAPLE RANGE
Legal Block	4
Legal Lot Number	8
Jurisdiction	BOONE IL
Township / Civil Division	BELVIDERE
Census Block Group	1
Census Block	1022
Census Tract	10101

Owner

605 Gardner St is owned and occupied by an individual who bought it in April 2017.

Source: Boone County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	605 GARDNER ST, BELVIDERE, IL 61008-2329
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2017	Deed, Transfer
Apr 18, 2017	Deed, Transfer · Conventional Mortgage BLACKHAWK BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2017 · Amount on File
Deed Sale	Apr 18, 2017 · Amount on File
Record Updated	Sep 20, 2026

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BOONE IL
Recording Date	Apr 18, 2017
Property Address	605 GARDNER ST, BELVIDERE, IL 61008-2329
Document Number	2017R01901
Map Reference	PB 2 PG 15
Instrument Date	Apr 14, 2017
Instrument	2017R01901
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$152.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1519 RUBY ST, 1519, BELVIDERE, IL 61008-2447

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	605 GARDNER ST, BELVIDERE, IL 61008-2329

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BOONE IL
Recording Date	Apr 18, 2017
Property Address	605 GARDNER ST, BELVIDERE, IL 61008-2329
Document Number	2017R01901
Map Reference	PB 2 PG 15
Instrument Date	Apr 14, 2017
Instrument	2017R01901
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$152.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1519 RUBY ST, BELVIDERE, IL 61008-2447

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	605 GARDNER ST, BELVIDERE, IL 61008-2329

Mortgage

Document Number	2017R01902
Date	Apr 18, 2017
Instrument	2017R01902

Lender

Name	BLACKHAWK BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 605 Gardner St was $4,172 with a homeowner's exemption.

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Boone County
County Subdivision	Belvidere Township
Municipality	Belvidere City
Unified School District	Belvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,172.00 Homeowner's exemption	$58,388 (+2.51%) Land $3,882 Building $54,506	$175,164 (+2.51%) Land $11,646 Building $163,518
2024		$56,959 Land $3,882 Building $53,077	$170,877 Land $11,646 Building $159,231
2022	$4,218.00	$47,197 Land $5,953 Building $41,244	$141,591 Land $17,859 Building $123,732

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 605 Gardner St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 605 Gardner St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELVIDERE serves 25,339 people · EPA ID IL0070050
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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