Effingham County property record for 605 Flame Ct, Effingham, IL 62401 · Last verified August 2023
| Property Type | Single Family Home |
|---|---|
| Details | 2,528 sqft · built 2001 |
| Owner | Individual Name on File |
| Last Sale | $323,000 (Jul 2014) |
| Tax Bill | $8,003 (2022) |
| Deeds & Mortgages | Dec 2022 Line of Credit Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-11-203-010 |
| Primary APN | 03-11-203-010 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,528 sqft Base Area |
| Basement Area | 2,528 sqft |
| Year Built | Built 2001 |
|---|---|
| Construction Type | Frame |
| Roof Material | Asphalt |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 605 FLAME CT |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-6403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 BLK 6 BECKMAN ESTATE 1ST ADD 3052/145 1619/261 1522/188 |
| Legal Subdivision | BECKMAN ESTATE |
| Legal Block | 6 |
| Legal Lot Number | 10 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 950700 |
Source: Effingham County records · APN 03-11-203-010
Assessment roll updated January 1, 2022 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 605 FLAME CT, EFFINGHAM, IL 62401-6403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2022 | Deed of Trust, Mortgage · Line of Credit WASHINGTON SAVINGS BANK |
| Apr 16, 2021 | Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 28, 2014 · Amount on Record |
| Deed Sale | Jul 28, 2014 · Amount on Record |
| Deed Document Number | 201401403189 |
| Deed Book / Page | 3052 / 145 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 605 FLAME CT, EFFINGHAM, IL 62401-6403 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003833/175 |
|---|---|
| Date | Dec 30, 2022 |
| Book Page | 3833/175 |
| Instrument | 202222005217 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 15, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 605 FLAME CT, EFFINGHAM, IL 62401-6403 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Name | Verified Name |
|---|---|
| Address | 605 FLAME CT, EFFINGHAM, IL 62401-6403 |
| Document Number | 0003677/80 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 3677/80 |
| Instrument | 202121001843 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 163 Months |
| Due | Nov 23, 2034 |
| Rate | 2.37% |
|---|
Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | $8,003.00 Homeowner's exemption | $126,110 Land $12,930 Building $113,180 | $378,330 Land $38,790 Building $339,540 |
Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170499507001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (2000) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2000, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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