605 Five Leaf Ln, Waxhaw, NC 28173 Property Records

Union County property record for 605 Five Leaf Ln, Waxhaw, NC 28173

Property Summary

Property Type	Rural Home
Details	4 bd · 4.5 ba · 2,905 sqft · built 2008
Lot Size	0.415 acres (18,077 sqft)
Owner	Individual Name on File
Last Sale	$701,000 (Jul 2023)
Tax Bill	$3,734 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-072-164`

Property Details

APN / Parcel Number

Primary APN	`06-072-164`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,905 sqft Living Area
1st Floor Area	1,517 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Hip
Lot Area	18,077 sqft (0.415 acres)
Garage Type	Attached
Garage Area	498 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	605 FIVE LEAF LN
City	WAXHAW
State	NC
Zip	28173-6308
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-40 UNION
Legal Description	#1 HOLLISTER MP3 OPCJ346
Legal Subdivision	HOLLISTER
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	3
Census Block	3024
Census Tract	21020

Owner

605 Five Leaf Ln, a rural home, is owned and occupied by an individual who bought it in July 2023.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	605 FIVE LEAF LN, WAXHAW, NC 28173-6308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 21, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2023 · Amount on File
Deed Sale	Jul 21, 2023 · Amount on File
Prior Sale	Jan 8, 2009 · Amount on File
Deed Document Number	202317460
Deed Book / Page	8748 / 320
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	605 FIVE LEAF LN, WAXHAW, NC 28173-6308
Transaction Type	Mortgage
Record Updated	Jan 9, 2026
Title Company	TITLE FAX, TITLE X

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 FIVE LEAF LN, WAXHAW, NC 28173-6308

Mortgage

Document Number	0009271181
Date	Dec 19, 2025
Book Page	9271/181
Instrument	33868

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2046

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 21, 2023
Property Address	605 FIVE LEAF LN, WAXHAW, NC 28173-6308
Document Number	0008748320
Book / Page	8748 / 320
Map Reference	CAB J FILE 346
Instrument Date	Jul 9, 2023
Instrument	17460
Transaction Type	Transfer
Record Updated	Aug 8, 2023
Title Company	MOREHEAD TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,402.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 BOUNTYWOOD DR, APEX, NC 27539-4171

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 FIVE LEAF LN, WAXHAW, NC 28173-6308

Mortgage

Document Number	0008748322
Date	Jul 21, 2023
Book Page	8748/322
Instrument	17461

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company
Address	CHARLOTTE, NC 28207

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 605 Five Leaf Ln was $3,734.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$790,700 (-1.64%) Land $169,500 Building $621,200	$790,700 (-1.64%) Land $169,500 Building $621,200
2025	$3,734.00	$803,900 Land $169,500 Building $634,400	$803,900 Land $169,500 Building $634,400
2023	$2,809.00	$449,100 (-) Land $91,000 Building $358,100	$449,100 (-) Land $91,000 Building $358,100
2022	$2,809.00	$449,100 Land $91,000 Building $358,100	$449,100 Land $91,000 Building $358,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 605 Five Leaf Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 605 Five Leaf Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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