605 First Ave, Lady Lake, FL 32159 Property Records

Lake County property record for 605 First Ave, Lady Lake, FL 32159

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,116 sqft · built 1979
Lot Size	0.305 acres (13,280 sqft)
Owner	2 Individual Names on Record
Last Sale	$123,000 (Feb 2018)
Tax Bill	$650 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-18-24-0004-000-10000`

Property Details

APN / Parcel Number

Primary APN	`21-18-24-0004-000-10000`
Alternative APNs	`241821000400010000` `1809282`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,116 sqft Living Area
Gross Area	1,754 sqft
1st Floor Area	1,116 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	13,280 sqft (0.305 acres)
Lot Dimensions	160 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	218 sqft
Patio Area	80 sqft
Utility Building	2,394 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1809282
Street Address	605 FIRST AVE
City	LADY LAKE
State	FL
Zip	32159-4626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS6
Legal Description	E 160 FT OF W 210 FT OF N 83 FT OF S 938 FT OF SW 1/4 OF SE 1/4 A/K/A KNOWN AS MI-LU ESTATES UNRECORDED SUB LOT 30 ORB 5073 PG 477
Legal Range	24E
Legal Township	18S
Legal Section	21
Legal Quarter	4
Legal Subdivision	MI-LU ESTATES
Legal Tract	0004
Legal Lot Number	100
Jurisdiction	LAKE FL
Township / Civil Division	FRUITLAND PARK-LADY LAKE
Census Block Group	1
Census Block	1046
Census Tract	30411

Owner

Source: Lake County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	605 FIRST AVE, LADY LAKE, FL 32159-4626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Mar 24, 2020	Deed of Trust, Mortgage · VA Mortgage INTERCONTINENTAL CAP
Feb 28, 2018	Warranty Deed, Transfer · VA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2018 · Amount on Record
Deed Sale	Feb 28, 2018 · Amount on Record
Deed Document Number	201823276
Deed Book / Page	5073 / 477
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	605 FIRST AVE, LADY LAKE, FL 32159-4626
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058031672
Date	Sep 28, 2021
Book Page	5803/1672
Instrument	2021134065

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	605 FIRST AVE, LADY LAKE, FL 32159-4626
Document Number	0054531190
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	605 FIRST AVE LADY LAKE FL 321594626, LADY LAKE, FL 32159-4626

Mortgage

Document Number	0054531190
Date	Apr 9, 2020
Book Page	005453/001190
Instrument	42170

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Feb 28, 2018
Property Address	605 FIRST AVE, LADY LAKE, FL 32159-4626
Document Number	0050730477
Book / Page	5073 / 0477
Instrument Date	Feb 23, 2018
Instrument	2018023276
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	A & B TITLE AND ESCROW SERVI

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$861.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 FIRST AVE, 605, LADY LAKE, FL 32159-4626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 FIRST AVE, LADY LAKE, FL 32159-4626

Mortgage

Document Number	2018023277
Date	Feb 28, 2018
Instrument	2018023277

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Lady Lake Town
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,640 (+2.9%)	$170,246 (-0.07%) Land $37,500 Building $132,746
2025	$650.00 (+8.33%) Homeowner's exemption Veteran's exemption	$126,960 (+5.98%) Land $37,500 Building $89,460	$170,361 (+2.37%) Land $37,500 Building $132,861
2024	$600.00 (+46.34%)
2023	$410.00 (+6.22%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$119,800 (+5.21%)	$166,409 (+10.42%) Land $37,500 Building $128,909
2022	$386.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$113,870	$150,712 Land $24,375 Building $126,337

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADY LAKE CENTRAL - WPS 1,2,3 serves 7,090 people · EPA ID FL3350977
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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